For Private Clients

Refinancing minus -5%

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Loans "Agro"

Interest rates:

Interest rate (%) - 16*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;

Loans "Business"

Interest rates:

Interest rate (%) - 16*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

Credit Line "Micro"

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Personal” consumer loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 20000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Online Ykcham" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 500; Maximum amount - 50000; Minimum period, months - 1; Maximum period, months - 2; Calculate at the current exchange rate (Y/N) - ;

"For any purpose" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 100000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"5 salaries" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 7000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Overdraft" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 3000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Express without collateral" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 20000; Maximum amount - 150000; Minimum period, months - 3; Maximum period, months - 18; Calculate at the current exchange rate (Y/N) - ;

Online loan

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 1000; Maximum amount - 200000; Minimum period, months - 1; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Credit line

Interest rates:

Interest rate (%) - 16*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage” loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 200000; Maximum amount - 36000000; Minimum period, months - 36; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 36; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 10*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 36; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

“Warm house” consumer loans

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 10000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage by State Mortgage Company” loan

Interest rates:

Interest rate (%) - 8; Currency - KGS; Minimum amount - 24000; Maximum amount - 4000000; Minimum period, months - 3; Maximum period, months - 180; Calculate at the current exchange rate (Y/N) - ;

Loans "Energy efficient"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Goods on credit" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 7000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Курсы валютна 00:00 01.04.2025

Валюта	Покупка	Продажа
USD Доллар США	86.5	87
EUR	93.2	94.2
KZT Казахстанский тенге	0.119	0.19
RUB Российский рубль	0.995	1.04

Terms and commissions

Individual exchange rate

И все это через мобильный телефон

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20.03.2025

Happy Nooruz!

20.03.2025

Notification of technical work

20.03.2025

Non-working days in Kazakhstan

18.03.2025

KICB informs about the working hours during holidays in March

13.03.2025

KICB Strengthens Business Support Through Cooperation with EBRD

10.03.2025

Savings Bank No. 046-14-03 "Bereket Grand" Announces Sanitation Day

06.03.2025

KICB reduces interest rates on loans for small and medium businesses!

25.02.2025

Special offer! Accept payments via ELQR now without commissions!

20.02.2025

Change in Operating Hours of the "Nurzaman" Sub-branch

17.02.2025

Open the door to the future with a reliable partner!

17.02.2025

Notification of changes in payment details for transactions in russian rubles

31.01.2025

Take advantage of reduced interest rates on loans from KICB

31.01.2025

Disruptions in the remote banking system

20.01.2025

KICB will stop issuing Visa Classic payment cards

10.01.2025

International SWIFT transfers to KICB at reduced rates are still available!

31.12.2024

Change of tariffs on cash and settlement services from 01.01.2025

25.12.2024

KICB has won VISA awards for 2024!

20.12.2024

From December 23, 2024, we inform you about the change of address of the Naryn branch of CJSC "KICB"

13.12.2024

Change of tariffs on cash and settlement services from 23.12.2024

13.12.2024

Online loans in the KICB mobile application

For Private Clients

Loans

Refinancing minus -5%

Loans "Agro"

Loans "Business"

Credit Line "Micro"

"Personal” consumer loans

"Online Ykcham" loan

"For any purpose" loan

"5 salaries" loan

"Overdraft" loan

"Express without collateral" loan

Online loan

Credit line

“Mortgage” loans

“Warm house” consumer loans

“Mortgage by State Mortgage Company” loan

Loans "Energy efficient"

"Goods on credit" loan

Курсы валютна 00:00 01.04.2025

И все это через мобильный телефон

News

Happy Nooruz!

Notification of technical work

Non-working days in Kazakhstan

KICB informs about the working hours during holidays in March

KICB Strengthens Business Support Through Cooperation with EBRD

Savings Bank No. 046-14-03 "Bereket Grand" Announces Sanitation Day

KICB reduces interest rates on loans for small and medium businesses!

Special offer! Accept payments via ELQR now without commissions!

Change in Operating Hours of the "Nurzaman" Sub-branch

Open the door to the future with a reliable partner!

Notification of changes in payment details for transactions in russian rubles

Take advantage of reduced interest rates on loans from KICB

Disruptions in the remote banking system

KICB will stop issuing Visa Classic payment cards

International SWIFT transfers to KICB at reduced rates are still available!

Change of tariffs on cash and settlement services from 01.01.2025

KICB has won VISA awards for 2024!

From December 23, 2024, we inform you about the change of address of the Naryn branch of CJSC "KICB"

Change of tariffs on cash and settlement services from 23.12.2024

Online loans in the KICB mobile application