For Private Clients

Refinancing

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Loans "Agro"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;

Loans "Business"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

Light loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 200000; Maximum amount - 500000; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

Credit Line "Micro"

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Personal” consumer loans

Interest rates:

Interest rate (%) - 19*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 25000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Ykcham" loan

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 500; Maximum amount - 70000; Minimum period, months - 1; Maximum period, months - 2; Calculate at the current exchange rate (Y/N) - ;

"For any purpose" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 100000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"5 salaries" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 7000; Maximum amount - 700000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Overdraft" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 3000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Express without collateral" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 20000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Online loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 5000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Credit line

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage” loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 200000; Maximum amount - 50000000; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 12*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

“Warm house” consumer loans

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 15000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

Loans "Energy efficient"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

KyrSEFF Green Loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Goods on credit" loan

Interest rates:

Interest rate (%) - 26*; Currency - KGS; Minimum amount - 7000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Курсы валютна 17:32 29.05.2026

Валюта	Покупка	Продажа
USD Доллар США	87.4	87.8
EUR	101.5	102.5
KZT Казахстанский тенге	0.17	0.198
RUB Российский рубль	1.2	1.245

Terms and commissions

Individual exchange rate

И все это через мобильный телефон

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29.05.2026

Notice for clients of sub branch "Bishkek Park"

25.05.2026

Notice for clients of sub branch "Vostochnaya"

25.05.2026

Non-working days in United Arab Emirates (UAE)

22.05.2026

Non-working day in USA, Europe and China

21.05.2026

Notification about technical work

19.05.2026

KICB has launched a major promotion: «KICB's 25th anniversary – any SWIFT transfer for €25!»

18.05.2026

Kyrgyz Investment and Credit Bank (KICB) Joins the SME Finance Forum

15.05.2026

KICB participated in the II annual cross-border trade forum

12.05.2026

KICB opens accounts for individual entrepreneurs free of charge!

12.05.2026

New privileges for KICB Elcard+ cardholders

30.04.2026

Non-working day in Russian Federation

30.04.2026

KICB opens accounts in euros and british pounds sterling with Citibank N.A.

30.04.2026

Regarding the operation of KICB branches during the May holidays in 2026

27.04.2026

KICB sponsored the Tourism Revenue Hackathon

24.04.2026

KICB joins IFC global Trade finance program

22.04.2026

Change of tariffs on cash and settlement services from 15.05.2026

20.04.2026

25 Years together with KICB – 5 MILLION Reasons to Win!

16.04.2026

Notification about Mastercard

16.04.2026

Opening of new Customer Service Point in Talas and Osh regions

15.04.2026

Notification about technical work

For Private Clients

Loans

Refinancing

Loans "Agro"

Loans "Business"

Light loan

Credit Line "Micro"

"Personal” consumer loans

"Ykcham" loan

"For any purpose" loan

"5 salaries" loan

"Overdraft" loan

"Express without collateral" loan

Online loan

Credit line

“Mortgage” loans

“Warm house” consumer loans

Loans "Energy efficient"

KyrSEFF Green Loan

"Goods on credit" loan

Курсы валютна 17:32 29.05.2026

И все это через мобильный телефон

News

Notice for clients of sub branch "Bishkek Park"

Notice for clients of sub branch "Vostochnaya"

Non-working days in United Arab Emirates (UAE)

Non-working day in USA, Europe and China

Notification about technical work

KICB has launched a major promotion: «KICB's 25th anniversary – any SWIFT transfer for €25!»

Kyrgyz Investment and Credit Bank (KICB) Joins the SME Finance Forum

KICB participated in the II annual cross-border trade forum

KICB opens accounts for individual entrepreneurs free of charge!

New privileges for KICB Elcard+ cardholders

Non-working day in Russian Federation

KICB opens accounts in euros and british pounds sterling with Citibank N.A.

Regarding the operation of KICB branches during the May holidays in 2026

KICB sponsored the Tourism Revenue Hackathon

KICB joins IFC global Trade finance program

Change of tariffs on cash and settlement services from 15.05.2026

25 Years together with KICB – 5 MILLION Reasons to Win!

Notification about Mastercard

Opening of new Customer Service Point in Talas and Osh regions

Notification about technical work