For Private Clients

Refinancing up to -10%

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Light loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 200000; Maximum amount - 500000; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

Loans "Agro"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;

Loans "Business"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

Credit Line "Micro"

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Personal” consumer loans

Interest rates:

Interest rate (%) - 19*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 20000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Ykcham" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 500; Maximum amount - 50000; Minimum period, months - 1; Maximum period, months - 2; Calculate at the current exchange rate (Y/N) - ;

"For any purpose" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 100000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"5 salaries" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 7000; Maximum amount - 700000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Overdraft" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 3000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Express without collateral" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 20000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Online loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 1000; Maximum amount - 200000; Minimum period, months - 1; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Credit line

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage” loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 200000; Maximum amount - 36000000; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 12*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

“Warm house” consumer loans

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 10000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage by State Mortgage Company” loan

Interest rates:

Interest rate (%) - 8; Currency - KGS; Minimum amount - 24000; Maximum amount - 4000000; Minimum period, months - 3; Maximum period, months - 180; Calculate at the current exchange rate (Y/N) - ;

Loans "Energy efficient"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Goods on credit" loan

Interest rates:

Interest rate (%) - 26*; Currency - KGS; Minimum amount - 7000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Курсы валютна 00:00 22.11.2025

Валюта	Покупка	Продажа
USD Доллар США	87.1	87.6
EUR	100	101
KZT Казахстанский тенге	0.14	0.17
RUB Российский рубль	1.09	1.115

Terms and commissions

Individual exchange rate

И все это через мобильный телефон

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21.11.2025

KICB joins UNICEF’s Business Advisory Council for Children

17.11.2025

KICB announces the winners of the «Easy Transfers – Bright Holidays» campaign

12.11.2025

The second stage of the «Link to Success» campaign has ended - and 2 million soms are up for grabs!

10.11.2025

Non-working day in USA

31.10.2025

Non-working days in Russian Federation

30.10.2025

KICB and EBRD sign agreement to finance micro, small and medium enterprises

29.10.2025

KICB supports the establishment of Kyrgyzstan’s first high-tech mountain hospital in Naryn

28.10.2025

Notification of technical work on the part of JSC «IPC»

24.10.2025

Notification of technical work

24.10.2025

Non-working day in Kazakhstan

22.10.2025

KICB announces the first results of its large-scale campaign “Link to Success”!

17.10.2025

KICB builds a sustainable future for Kyrgyzstan through investments in education

17.10.2025

KICB participated in the European Bank for Reconstruction and Development conference

16.10.2025

Results of the II Interim Stage of the «Easy Transfers – Bright Vacation» Campaign

14.10.2025

Notification of technical work on the part of JSC «IPC»

10.10.2025

Win your trip to Turkey with KICB!

10.10.2025

Non-working day in USA

09.10.2025

Privileges for Visa Infinite and Visa Signature cardholders are now available again at Manas International Airport!

03.10.2025

Warning about scammers!

02.10.2025

Non-working day in Germany

For Private Clients

Loans

Refinancing up to -10%

Light loan

Loans "Agro"

Loans "Business"

Credit Line "Micro"

"Personal” consumer loans

"Ykcham" loan

"For any purpose" loan

"5 salaries" loan

"Overdraft" loan

"Express without collateral" loan

Online loan

Credit line

“Mortgage” loans

“Warm house” consumer loans

“Mortgage by State Mortgage Company” loan

Loans "Energy efficient"

"Goods on credit" loan

Курсы валютна 00:00 22.11.2025

И все это через мобильный телефон

News

KICB joins UNICEF’s Business Advisory Council for Children

KICB announces the winners of the «Easy Transfers – Bright Holidays» campaign

The second stage of the «Link to Success» campaign has ended - and 2 million soms are up for grabs!

Non-working day in USA

Non-working days in Russian Federation

KICB and EBRD sign agreement to finance micro, small and medium enterprises

KICB supports the establishment of Kyrgyzstan’s first high-tech mountain hospital in Naryn

Notification of technical work on the part of JSC «IPC»

Notification of technical work

Non-working day in Kazakhstan

KICB announces the first results of its large-scale campaign “Link to Success”!

KICB builds a sustainable future for Kyrgyzstan through investments in education

KICB participated in the European Bank for Reconstruction and Development conference

Results of the II Interim Stage of the «Easy Transfers – Bright Vacation» Campaign

Notification of technical work on the part of JSC «IPC»

Win your trip to Turkey with KICB!

Non-working day in USA

Privileges for Visa Infinite and Visa Signature cardholders are now available again at Manas International Airport!

Warning about scammers!

Non-working day in Germany