For Private Clients

Refinancing

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Light loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 200000; Maximum amount - 500000; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

Loans "Agro"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;

Loans "Business"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

Credit Line "Micro"

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Personal” consumer loans

Interest rates:

Interest rate (%) - 19*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 20000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Ykcham" loan

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 500; Maximum amount - 70000; Minimum period, months - 1; Maximum period, months - 2; Calculate at the current exchange rate (Y/N) - ;

"For any purpose" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 100000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"5 salaries" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 7000; Maximum amount - 700000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Overdraft" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 3000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Express without collateral" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 20000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Online loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 5000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Credit line

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage” loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 200000; Maximum amount - 36000000; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 12*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

“Warm house” consumer loans

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 10000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

Loans "Energy efficient"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

KyrSEFF Green Loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Goods on credit" loan

Interest rates:

Interest rate (%) - 26*; Currency - KGS; Minimum amount - 7000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Курсы валютна 08:58 14.04.2026

Валюта	Покупка	Продажа
USD Доллар США	87.3	87.8
EUR	102.5	103.5
KZT Казахстанский тенге	0.15	0.2
RUB Российский рубль	1.135	1.165

Terms and commissions

Individual exchange rate

И все это через мобильный телефон

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10.04.2026

Notification about technical work

06.04.2026

KICB: 25 Years of Reliability and a New Stage of Development in Osh

03.04.2026

Non-working day in China

02.04.2026

Non-working days in Germany

31.03.2026

PROMOTION! Online Loan — New Opportunities

31.03.2026

KICB strengthens financial literacy among youth as part of Global Money Week 2026

31.03.2026

Opening of new Customer Service Point in Issyk-Kul region

30.03.2026

KICB introduces instant transfers to UnionPay cards in China

27.03.2026

KICB plants 700 trees across educational institutions in Kyrgyzstan under the Green Foundation initiative

25.03.2026

KICB and EBRD to finance the development of Planeta Trade Service LLC

25.03.2026

About Astrasend international money transfer system

21.03.2026

Congratulations on the occasion of Nooruz!

19.03.2026

KICB suspends issuance of Elkart cards

19.03.2026

Non-working days in Kazakhstan

18.03.2026

Increase in phone fraud cases

18.03.2026

Non-working day in United Arab Emirates (UAE)

17.03.2026

KICB Branch working hours during the public holidays on 20–21 March 2026

13.03.2026

Change of tariffs on cash and settlement services from March 27th, 2026

10.03.2026

Opening of new Customer Service Points in Issyk-Kul and Osh regions

08.03.2026

Congratulations on International Women’s Day - March 8!

For Private Clients

Loans

Refinancing

Light loan

Loans "Agro"

Loans "Business"

Credit Line "Micro"

"Personal” consumer loans

"Ykcham" loan

"For any purpose" loan

"5 salaries" loan

"Overdraft" loan

"Express without collateral" loan

Online loan

Credit line

“Mortgage” loans

“Warm house” consumer loans

Loans "Energy efficient"

KyrSEFF Green Loan

"Goods on credit" loan

Курсы валютна 08:58 14.04.2026

И все это через мобильный телефон

News

Notification about technical work

KICB: 25 Years of Reliability and a New Stage of Development in Osh

Non-working day in China

Non-working days in Germany

PROMOTION! Online Loan — New Opportunities

KICB strengthens financial literacy among youth as part of Global Money Week 2026

Opening of new Customer Service Point in Issyk-Kul region

KICB introduces instant transfers to UnionPay cards in China

KICB plants 700 trees across educational institutions in Kyrgyzstan under the Green Foundation initiative

KICB and EBRD to finance the development of Planeta Trade Service LLC

About Astrasend international money transfer system

Congratulations on the occasion of Nooruz!

KICB suspends issuance of Elkart cards

Non-working days in Kazakhstan

Increase in phone fraud cases

Non-working day in United Arab Emirates (UAE)

KICB Branch working hours during the public holidays on 20–21 March 2026

Change of tariffs on cash and settlement services from March 27th, 2026

Opening of new Customer Service Points in Issyk-Kul and Osh regions

Congratulations on International Women’s Day - March 8!