For Private Clients

Refinancing minus -5%

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Loans "Agro"

Interest rates:

Interest rate (%) - 16*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;

Loans "Business"

Interest rates:

Interest rate (%) - 16*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

Credit Line "Micro"

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Personal” consumer loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 20000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Online Ykcham" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 500; Maximum amount - 50000; Minimum period, months - 1; Maximum period, months - 2; Calculate at the current exchange rate (Y/N) - ;

"For any purpose" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 100000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"5 salaries" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 7000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Overdraft" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 3000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Express without collateral" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 20000; Maximum amount - 150000; Minimum period, months - 3; Maximum period, months - 18; Calculate at the current exchange rate (Y/N) - ;

Online loan

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 1000; Maximum amount - 200000; Minimum period, months - 1; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Credit line

Interest rates:

Interest rate (%) - 16*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage” loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 200000; Maximum amount - 36000000; Minimum period, months - 36; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 36; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 10*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 36; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

“Warm house” consumer loans

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 10000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage by State Mortgage Company” loan

Interest rates:

Interest rate (%) - 8; Currency - KGS; Minimum amount - 24000; Maximum amount - 4000000; Minimum period, months - 3; Maximum period, months - 180; Calculate at the current exchange rate (Y/N) - ;

Loans "Energy efficient"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Goods on credit" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 7000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Курсы валютна 00:00 20.05.2025

Валюта	Покупка	Продажа
USD Доллар США	87.3	87.8
EUR	97.5	98.5
KZT Казахстанский тенге	0.115	0.19
RUB Российский рубль	1.075	1.11

Terms and commissions

Individual exchange rate

И все это через мобильный телефон

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25.04.2025

KICB Became a Partner of the International Central Asia Startup Cup (CASC) Forum

24.04.2025

Regarding the operation of KICB branches during the May holidays in 2025

22.04.2025

KICB Supports Women’s Participation in the Digital Economy

18.04.2025

Non-working day in China

17.04.2025

Non-working days in Europe

16.04.2025

Change of tariffs on cash and settlement services from 01.05.2025

15.04.2025

KICB Supports Women Entrepreneurs

11.04.2025

KICB planted over 1800 seedlings with partners!

01.04.2025

Change of Offer from 14.04.2025

20.03.2025

Happy Nooruz!

18.03.2025

KICB informs about the working hours during holidays in March

13.03.2025

KICB Strengthens Business Support Through Cooperation with EBRD

06.03.2025

KICB reduces interest rates on loans for small and medium businesses!

25.02.2025

Special offer! Accept payments via ELQR now without commissions!

20.02.2025

Change in Operating Hours of the "Nurzaman" Sub-branch

17.02.2025

Open the door to the future with a reliable partner!

17.02.2025

Notification of changes in payment details for transactions in russian rubles

31.01.2025

Take advantage of reduced interest rates on loans from KICB

31.01.2025

Disruptions in the remote banking system

20.01.2025

KICB will stop issuing Visa Classic payment cards

For Private Clients

Loans

Refinancing minus -5%

Loans "Agro"

Loans "Business"

Credit Line "Micro"

"Personal” consumer loans

"Online Ykcham" loan

"For any purpose" loan

"5 salaries" loan

"Overdraft" loan

"Express without collateral" loan

Online loan

Credit line

“Mortgage” loans

“Warm house” consumer loans

“Mortgage by State Mortgage Company” loan

Loans "Energy efficient"

"Goods on credit" loan

Курсы валютна 00:00 20.05.2025

И все это через мобильный телефон

News

KICB Became a Partner of the International Central Asia Startup Cup (CASC) Forum

Regarding the operation of KICB branches during the May holidays in 2025

KICB Supports Women’s Participation in the Digital Economy

Non-working day in China

Non-working days in Europe

Change of tariffs on cash and settlement services from 01.05.2025

KICB Supports Women Entrepreneurs

KICB planted over 1800 seedlings with partners!

Change of Offer from 14.04.2025

Happy Nooruz!

KICB informs about the working hours during holidays in March

KICB Strengthens Business Support Through Cooperation with EBRD

KICB reduces interest rates on loans for small and medium businesses!

Special offer! Accept payments via ELQR now without commissions!

Change in Operating Hours of the "Nurzaman" Sub-branch

Open the door to the future with a reliable partner!

Notification of changes in payment details for transactions in russian rubles

Take advantage of reduced interest rates on loans from KICB

Disruptions in the remote banking system

KICB will stop issuing Visa Classic payment cards