For Private Clients

Refinancing

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Loans "Agro"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;

Loans "Business"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

Light loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 200000; Maximum amount - 500000; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

Credit Line "Micro"

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Personal” consumer loans

Interest rates:

Interest rate (%) - 19*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 25000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Ykcham" loan

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 500; Maximum amount - 70000; Minimum period, months - 1; Maximum period, months - 2; Calculate at the current exchange rate (Y/N) - ;

"For any purpose" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 100000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"5 salaries" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 7000; Maximum amount - 700000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Overdraft" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 3000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Express without collateral" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 20000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Online loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 5000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Credit line

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage” loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 200000; Maximum amount - 50000000; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 12*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

“Warm house” consumer loans

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 15000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Loans "Energy efficient"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

KyrSEFF Green Loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Goods on credit" loan

Interest rates:

Interest rate (%) - 26*; Currency - KGS; Minimum amount - 7000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Курсы валютна 00:01 25.10.2026

Валюта	Покупка	Продажа
USD Доллар США	87.45	87.8
EUR	97.6	98.6
KZT Казахстанский тенге	0.18	0.205
RUB Российский рубль	0.97	1.11

Terms and commissions

Individual exchange rate

И все это через мобильный телефон

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23.10.2026

Non-working day in Kazakhstan

16.10.2026

KICB recognized as the EBRD’s most effective partner bank

16.10.2026

The promotion from KICB and Yandex Go for Mastercard Black Edition cardholders has been temporarily suspended

14.10.2026

KICB Promotion: "Time to Save for Your Dream"

14.10.2026

Caution: fake apps!

13.10.2026

On changes to banking service fees

12.10.2026

KICB signed memoranda with the Urumqi Chamber of International Commerce and the "Kyrgyzstan-China Friendship" International Public Association

09.10.2026

A non‑working day in the USA

08.10.2026

KICB has paid out the fourth million to the promotion winner

06.10.2026

KICB and the European Bank for Reconstruction and Development will finance the expansion of «KС International»

05.10.2026

Students awarded KICB’s Kwang Young Choi scholarship for higher education

02.10.2026

The KICB promotion for holders of Mastercard Black Edition cards

01.10.2026

KICB’s promotion: “Free transfers to China and more than 80 countries around the world”!

01.10.2026

Regarding the operating hours of sub-branch №046-00-49 “Autocentre”

01.10.2026

Non-working days in China

24.09.2026

Non-working day in China

21.09.2026

Change of tariffs on cash and settlement services from October 05th, 2026

21.09.2026

KICB is launching a premium Mastercard Black Edition card

17.09.2026

On the occasion of its 25th anniversary, KICB is reducing interest rates on microloans.

17.09.2026

KICB and the EBRD will finance the expansion of the official distributor of Toyota Motor Corporation in Kyrgyzstan

For Private Clients

Loans

Refinancing

Loans "Agro"

Loans "Business"

Light loan

Credit Line "Micro"

"Personal” consumer loans

"Ykcham" loan

"For any purpose" loan

"5 salaries" loan

"Overdraft" loan

"Express without collateral" loan

Online loan

Credit line

“Mortgage” loans

“Warm house” consumer loans

Loans "Energy efficient"

KyrSEFF Green Loan

"Goods on credit" loan

Курсы валютна 00:01 25.10.2026

И все это через мобильный телефон

News

Non-working day in Kazakhstan

KICB recognized as the EBRD’s most effective partner bank

The promotion from KICB and Yandex Go for Mastercard Black Edition cardholders has been temporarily suspended

KICB Promotion: "Time to Save for Your Dream"

Caution: fake apps!

On changes to banking service fees

KICB signed memoranda with the Urumqi Chamber of International Commerce and the "Kyrgyzstan-China Friendship" International Public Association

A non‑working day in the USA

KICB has paid out the fourth million to the promotion winner

KICB and the European Bank for Reconstruction and Development will finance the expansion of «KС International»

Students awarded KICB’s Kwang Young Choi scholarship for higher education

The KICB promotion for holders of Mastercard Black Edition cards

KICB’s promotion: “Free transfers to China and more than 80 countries around the world”!

Regarding the operating hours of sub-branch №046-00-49 “Autocentre”

Non-working days in China

Non-working day in China

Change of tariffs on cash and settlement services from October 05th, 2026

KICB is launching a premium Mastercard Black Edition card

On the occasion of its 25th anniversary, KICB is reducing interest rates on microloans.

KICB and the EBRD will finance the expansion of the official distributor of Toyota Motor Corporation in Kyrgyzstan