For Private Clients

Refinancing

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Loans "Agro"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;

Loans "Business"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

Light loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 200000; Maximum amount - 500000; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

Credit Line "Micro"

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Personal” consumer loans

Interest rates:

Interest rate (%) - 19*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 25000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Ykcham" loan

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 500; Maximum amount - 70000; Minimum period, months - 1; Maximum period, months - 2; Calculate at the current exchange rate (Y/N) - ;

"For any purpose" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 100000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"5 salaries" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 7000; Maximum amount - 700000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Overdraft" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 3000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Express without collateral" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 20000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Online loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 5000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Credit line

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage” loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 200000; Maximum amount - 50000000; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 12*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

“Warm house” consumer loans

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 15000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Loans "Energy efficient"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 50000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

KyrSEFF Green Loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Goods on credit" loan

Interest rates:

Interest rate (%) - 26*; Currency - KGS; Minimum amount - 7000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Курсы валютна 09:03 16.07.2026

Валюта	Покупка	Продажа
USD Доллар США	87.4	87.8
EUR	99.8	100.8
KZT Казахстанский тенге	0.17	0.198
RUB Российский рубль	1.065	1.155

Terms and commissions

Individual exchange rate

И все это через мобильный телефон

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14.07.2026

Notice regarding the operating hours of Tommy Mall Sub-Branch

09.07.2026

Notification about technical work

03.07.2026

Non-working day in Kazakhstan

02.07.2026

Non-working day in USA

30.06.2026

Notification about technical work

29.06.2026

Opening of new Customer Service Point in Issyk-Kul and Osh regions

26.06.2026

KICB has identified the first winner of one million soms!

25.06.2026

KICB Publishes Its 2025 Sustainability Report

25.06.2026

Opening of new #046-16-50 Sub-branch «Fashion Mall»

18.06.2026

Notification about technical work

18.06.2026

Non-working day in USA, China

17.06.2026

Opening of new Customer Service Point in Chuy and Jalal-Abad regions

12.06.2026

Non-working day in United Arab Emirates (UAE)

11.06.2026

Non-working day in Russian Federation

10.06.2026

Payments with KICB ELCARD cards are now available in Uzbekistan!

05.06.2026

Opening of "Autocentre" sub branch

03.06.2026

Notice for clients of sub branch "Bishkek Park"

02.06.2026

Use online accounting in the KICB and KICB Business apps for free!

02.06.2026

Use online accounting in the KICB and KICB Business apps for free!

29.05.2026

Notice for clients of sub branch "Bishkek Park"

For Private Clients

Loans

Refinancing

Loans "Agro"

Loans "Business"

Light loan

Credit Line "Micro"

"Personal” consumer loans

"Ykcham" loan

"For any purpose" loan

"5 salaries" loan

"Overdraft" loan

"Express without collateral" loan

Online loan

Credit line

“Mortgage” loans

“Warm house” consumer loans

Loans "Energy efficient"

KyrSEFF Green Loan

"Goods on credit" loan

Курсы валютна 09:03 16.07.2026

И все это через мобильный телефон

News

Notice regarding the operating hours of Tommy Mall Sub-Branch

Notification about technical work

Non-working day in Kazakhstan

Non-working day in USA

Notification about technical work

Opening of new Customer Service Point in Issyk-Kul and Osh regions

KICB has identified the first winner of one million soms!

KICB Publishes Its 2025 Sustainability Report

Opening of new #046-16-50 Sub-branch «Fashion Mall»

Notification about technical work

Non-working day in USA, China

Opening of new Customer Service Point in Chuy and Jalal-Abad regions

Non-working day in United Arab Emirates (UAE)

Non-working day in Russian Federation

Payments with KICB ELCARD cards are now available in Uzbekistan!

Opening of "Autocentre" sub branch

Notice for clients of sub branch "Bishkek Park"

Use online accounting in the KICB and KICB Business apps for free!

Use online accounting in the KICB and KICB Business apps for free!

Notice for clients of sub branch "Bishkek Park"