For Private Clients

Refinancing

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Light loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 200000; Maximum amount - 500000; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

Loans "Agro"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;

Loans "Business"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

Credit Line "Micro"

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Personal” consumer loans

Interest rates:

Interest rate (%) - 19*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 20000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Ykcham" loan

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 500; Maximum amount - 70000; Minimum period, months - 1; Maximum period, months - 2; Calculate at the current exchange rate (Y/N) - ;

"For any purpose" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 100000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"5 salaries" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 7000; Maximum amount - 700000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Overdraft" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 3000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Express without collateral" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 20000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Online loan

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 5000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Credit line

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage” loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 200000; Maximum amount - 36000000; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 12*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

“Warm house” consumer loans

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 10000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

Loans "Energy efficient"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

KyrSEFF Green Loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Goods on credit" loan

Interest rates:

Interest rate (%) - 26*; Currency - KGS; Minimum amount - 7000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Курсы валютна 00:01 16.03.2026

Валюта	Покупка	Продажа
USD Доллар США	87.3	87.8
EUR	100	101
KZT Казахстанский тенге	0.15	0.185
RUB Российский рубль	1.07	1.11

Terms and commissions

Individual exchange rate

И все это через мобильный телефон

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13.03.2026

Change of tariffs on cash and settlement services from March 27th, 2026

10.03.2026

Opening of new Customer Service Points in Issyk-Kul and Osh regions

08.03.2026

Congratulations on International Women’s Day - March 8!

06.03.2026

KICB Branch Operating Hours on the Public Holiday - March 8

06.03.2026

Non-working day in Russian Federation and in Kazakhstan

27.02.2026

Buy gifts for International Women’s Day – March 8 with discounts!

23.02.2026

Attention! Scammers!

20.02.2026

KICB Green Loan KYRSEFF Helps Implement Energy-Efficient Solutions

20.02.2026

Non-working day in Russian Federation

16.02.2026

Notification about technical work

16.02.2026

KICB publishes its first Sustainability Report

13.02.2026

Notification about technical work

13.02.2026

KICB held working meetings with representatives of U.S. companies

13.02.2026

Non-working days in China

13.02.2026

Non-working day in USA

11.02.2026

Regarding the change of address of the KICB Osh-Center Branch

10.02.2026

Regarding the change of address of the KICB Tokmok Branch

10.02.2026

Stay in the Plus with Elcart+ from KICB!

28.01.2026

KICB recognized as the Best Investor in the government securities sector

19.01.2026

Visa Infinite жана Visa Signature карталары үчүн «Манас» VIP-залына кирүү кызматынын жаңы шарттары

For Private Clients

Loans

Refinancing

Light loan

Loans "Agro"

Loans "Business"

Credit Line "Micro"

"Personal” consumer loans

"Ykcham" loan

"For any purpose" loan

"5 salaries" loan

"Overdraft" loan

"Express without collateral" loan

Online loan

Credit line

“Mortgage” loans

“Warm house” consumer loans

Loans "Energy efficient"

KyrSEFF Green Loan

"Goods on credit" loan

Курсы валютна 00:01 16.03.2026

И все это через мобильный телефон

News

Change of tariffs on cash and settlement services from March 27th, 2026

Opening of new Customer Service Points in Issyk-Kul and Osh regions

Congratulations on International Women’s Day - March 8!

KICB Branch Operating Hours on the Public Holiday - March 8

Non-working day in Russian Federation and in Kazakhstan

Buy gifts for International Women’s Day – March 8 with discounts!

Attention! Scammers!

KICB Green Loan KYRSEFF Helps Implement Energy-Efficient Solutions

Non-working day in Russian Federation

Notification about technical work

KICB publishes its first Sustainability Report

Notification about technical work

KICB held working meetings with representatives of U.S. companies

Non-working days in China

Non-working day in USA

Regarding the change of address of the KICB Osh-Center Branch

Regarding the change of address of the KICB Tokmok Branch

Stay in the Plus with Elcart+ from KICB!

KICB recognized as the Best Investor in the government securities sector

Visa Infinite жана Visa Signature карталары үчүн «Манас» VIP-залына кирүү кызматынын жаңы шарттары