For Private Clients

Refinancing up to -10%

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

Light loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 200000; Maximum amount - 500000; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - ; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

Loans "Agro"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;

Loans "Business"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

Credit Line "Micro"

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 1000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"Personal” consumer loans

Interest rates:

Interest rate (%) - 19*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 20000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Ykcham" loan

Interest rates:

Interest rate (%) - 25*; Currency - KGS; Minimum amount - 500; Maximum amount - 70000; Minimum period, months - 1; Maximum period, months - 2; Calculate at the current exchange rate (Y/N) - ;

"For any purpose" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 20000; Maximum amount - 100000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;

"5 salaries" loan

Interest rates:

Interest rate (%) - 22*; Currency - KGS; Minimum amount - 7000; Maximum amount - 700000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Overdraft" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 3000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

"Express without collateral" loan

Interest rates:

Interest rate (%) - 28*; Currency - KGS; Minimum amount - 20000; Maximum amount - 500000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Online loan

Interest rates:

Interest rate (%) - 20*; Currency - KGS; Minimum amount - 1000; Maximum amount - 200000; Minimum period, months - 1; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Credit line

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 8*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 36; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage” loans

Interest rates:

Interest rate (%) - 18*; Currency - KGS; Minimum amount - 200000; Maximum amount - 36000000; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 12*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;
Interest rate (%) - 12*; Currency - EUR; Minimum amount - ; Maximum amount - ; Minimum period, months - 12; Maximum period, months - 120; Calculate at the current exchange rate (Y/N) - Y;

“Warm house” consumer loans

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 10000000; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 3; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

“Mortgage by State Mortgage Company” loan

Interest rates:

Interest rate (%) - 8; Currency - KGS; Minimum amount - 24000; Maximum amount - 4000000; Minimum period, months - 3; Maximum period, months - 180; Calculate at the current exchange rate (Y/N) - ;

Loans "Energy efficient"

Interest rates:

Interest rate (%) - 17*; Currency - KGS; Minimum amount - 1000001; Maximum amount - 36000000; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - ;
Interest rate (%) - 10*; Currency - USD; Minimum amount - ; Maximum amount - ; Minimum period, months - 1; Maximum period, months - 60; Calculate at the current exchange rate (Y/N) - Y;

"Goods on credit" loan

Interest rates:

Interest rate (%) - 26*; Currency - KGS; Minimum amount - 7000; Maximum amount - 200000; Minimum period, months - 3; Maximum period, months - 24; Calculate at the current exchange rate (Y/N) - ;

Курсы валютна 00:01 08.01.2026

Валюта	Покупка	Продажа
USD Доллар США	87.3	87.8
EUR	102	103
KZT Казахстанский тенге	0.15	0.18
RUB Российский рубль	1.065	1.13

Terms and commissions

Individual exchange rate

И все это через мобильный телефон

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29.12.2025

Non-working day in Russian Federation

29.12.2025

Bank operating hours during the New Year holidays

24.12.2025

Non-working day in USA

23.12.2025

Change of tariffs on cash and settlement services from 01.01.2026

23.12.2025

Operating hours of the bank’s branches during the pre-holiday period

23.12.2025

Non-working days in Germany

22.12.2025

KICB has received several awards from the international payment system VISA

19.12.2025

Activity that brings a million: results of the “Link to Success” campaign

18.12.2025

KICB has received the Best First Mover award under the EBRD’s Women in Business programme

15.12.2025

Non-working day in Kazakhstan

11.12.2025

New Year promotion from KICB: bonuses and affordable loans!

05.12.2025

Special offer! KICB's New Year's promotion!

04.12.2025

Change of tariffs on cash and settlement services from 18.12.2025

04.12.2025

Change in Operating Hours of the "Balykchy" Sub-branch

02.12.2025

About Astrasend international money transfer system

01.12.2025

The Red Crescent Society of Kyrgyzstan and KICB renovated a boarding school in Karakol

26.11.2025

Non-working day in USA

25.11.2025

Voluntary ban on taking loans

25.11.2025

Maintanance days in “Bereket-Grand” sub branch

21.11.2025

KICB joins UNICEF’s Business Advisory Council for Children

For Private Clients

Loans

Refinancing up to -10%

Light loan

Loans "Agro"

Loans "Business"

Credit Line "Micro"

"Personal” consumer loans

"Ykcham" loan

"For any purpose" loan

"5 salaries" loan

"Overdraft" loan

"Express without collateral" loan

Online loan

Credit line

“Mortgage” loans

“Warm house” consumer loans

“Mortgage by State Mortgage Company” loan

Loans "Energy efficient"

"Goods on credit" loan

Курсы валютна 00:01 08.01.2026

И все это через мобильный телефон

News

Non-working day in Russian Federation

Bank operating hours during the New Year holidays

Non-working day in USA

Change of tariffs on cash and settlement services from 01.01.2026

Operating hours of the bank’s branches during the pre-holiday period

Non-working days in Germany

KICB has received several awards from the international payment system VISA

Activity that brings a million: results of the “Link to Success” campaign

KICB has received the Best First Mover award under the EBRD’s Women in Business programme

Non-working day in Kazakhstan

New Year promotion from KICB: bonuses and affordable loans!

Special offer! KICB's New Year's promotion!

Change of tariffs on cash and settlement services from 18.12.2025

Change in Operating Hours of the "Balykchy" Sub-branch

About Astrasend international money transfer system

The Red Crescent Society of Kyrgyzstan and KICB renovated a boarding school in Karakol

Non-working day in USA

Voluntary ban on taking loans

Maintanance days in “Bereket-Grand” sub branch

KICB joins UNICEF’s Business Advisory Council for Children