“Warm house” consumer loans
Let your home be warm and cozy
from KGS 1 mln
or equivalent in USD
KGS from 17*%
USD from 10*%
Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 17*%
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USD
from 10*%
-
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Up to KGS 10 000 000 or equivalent in USD
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From 3 to 60 months
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To insulate real estate and improve the efficiency of energy use
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Collateral: guarantor’s guarantee and real estate
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 10,6%, KGS from 18,7%
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Possibility of applying the KYRSEFF grant program within the “Warm Home” and “Energy Efficient” programs
Loan Application
News
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Non-working day in Russian Federation
Please take into account that May 11, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – May 12, 2026. -
KICB Opens Accounts in Euros and British Pounds Sterling with Citibank N.A.
KICB clients now have the opportunity to make transfers in euros and British pounds sterling not only to countries of the European Union and the United Kingdom, but worldwide.
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Regarding the operation of KICB branches during the May holidays in 2026
Due to the upcoming holidays in May 2026, all KICB branches and service points will be closed from May 1 to May 9, 2026, except for the following locations, which will operate as usual: