“Warm house” consumer loans
Let your home be warm and cozy
from KGS 1 mln
KGS from 17*%
Conditions
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from KGS 1 mln
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KGS
from 17*%
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Up to KGS 15 000 000 or equivalent in USD
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From 3 to 60 months
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For insulation of real estate and improvement of energy efficiency (including water use, installation of heat pumps, separate collection of household waste, disposal and recycling of waste, collection and treatment of household waste and other purposes consistent with the Green Taxonomy of the Kyrgyz Republic)
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Collateral: guarantor’s guarantee and real estate
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: KGS from 18,7%
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Possibility of applying the KYRSEFF grant program within the “Warm Home” and “Energy Efficient” programs
Loan Application
News
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On changes to banking service fees
Please be advised that new tariffs for individuals, legal entities, and private entrepreneurs will come into effect on October 12, 2026.
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KICB signed memoranda with the Urumqi Chamber of International Commerce and the "Kyrgyzstan-China Friendship" International Public Association
An official signing ceremony took place for bilateral memoranda of understanding between KICB and leading organizations dedicated to developing Kyrgyz-Chinese relations.
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A non‑working day in the USA
Please be informed that October 12, 2026, is a non‑working day in the USA