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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Non-business day in the USA
Please note that September 7, 2026, is a non-business day in the USA. The value date for US dollar payments is September 8, 2026.
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KICB Launches Major Loan Campaign for Small and Medium-Sized Enterprises
To mark its 25th anniversary, KICB has launched a campaign to support small and medium-sized enterprises (SMEs) in Kyrgyzstan. The bank offers entrepreneurs loans designed to help them develop and scale their businesses.
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Bank Branch Hours from September 1 to September 3, 2026
Dear customers, we inform you that due to government events, the Sovetskaya branch at 137 Abdrakhmanov Street, Bishkek, will be closed on September 2, 2026. The branch will resume operations on September 3, 2026.

