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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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KICB promotion for Mastercard Black Edition cardholders has been resumed
KICB promotion for Mastercard Black Edition cardholders has been resumed.
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Non-working day in Kazakhstan
October 26, 2026 - is a non-working day in Kazakhstan
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KICB recognized as the EBRD’s most effective partner bank
KICB has received one of the most prestigious awards from the European Bank for Reconstruction and Development (EBRD).

