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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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Opening of new customer service point in Batken region
Starting from 24th of August, 2026, new KICB customer service point will be opened at the following address: 71/1, Kurbanov Street, Uch-Korgon village, Kadamzhai district, Batken region, Kyrgyz Republic
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KICB awards winners of the campaign’s third stage
KICB has announced the winners of the third stage of the "KICB: 25 Years Together – 5 Million Reasons to Win" campaign. -
Regarding the extension of the “KICB: 25 Years Together — 5 Million Reasons to Win!” promotion
KICB informs you about changes to the Public Offer of the stimulating promotion «25 Years together with KICB – 5 MILLION Reasons to Win!».

