Conditions
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from KGS 20000
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KGS
from 28*%
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Up to KGS 500 000
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Up to 24 months
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Loan issued for any purpose
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Loan in 2 hours
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Without collateral or guarantee
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Effective interest rate: KGS from31,97%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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*** A loan over 250,000 is considered if:
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1) A repeat customer of CJSC KICB with a positive credit history - less than 10 days of delay on one payment over the past 24 months;
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2) Successfully repaid at least one loan in an amount equal to or higher than the one proposed in the application over the past 3 years in any finance and credit institutions;
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3) Lives in his own home or in the home of relatives with proof of ownership or a certificate from a government agency.

Loan Application
Other products
News
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On suspension of operations of Sovetskaya branch
We inform you about the temporary suspension of operations of Sovetskaya branch (BIC 128017) from July 09th, 2025, located at the address: 137, Abdrakhmanov Street, Bishkek. Kindly ask all customers of the branch to contact Operation Department, at the address: 21st, Erkindik blvd., Bishkek
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Technical Work Notification
We inform you about the upcoming technical works on night of 07/11/2025 to 07/12/2025 in the period from 00:00 to 03:00 in the morning.
Transactions with Visa cards and banking services may not be available. -
Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of July 11th, 2025 from 01:00 a.m. to 04:00 a.m. technical works on the part of JSC «IPC» will be carried out. During the above-mentioned period ELCARD / VISA / UPI / MasterCard cards, QR payments and all peripheral devices will not be available.