Conditions
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from KGS 20000
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KGS
from 28*%
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Up to KGS 500 000
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Up to 24 months
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Loan issued for any purpose
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Loan in 2 hours
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Without collateral or guarantee
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Effective interest rate: KGS from31,97%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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*** A loan over 250,000 is considered if:
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1) A repeat customer of CJSC KICB with a positive credit history - less than 10 days of delay on one payment over the past 24 months;
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2) Successfully repaid at least one loan in an amount equal to or higher than the one proposed in the application over the past 3 years in any finance and credit institutions;
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3) Lives in his own home or in the home of relatives with proof of ownership or a certificate from a government agency.

Loan Application
Other products
News
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Notification about technical work
We hereby inform you that on the night of May 23th, 2026 from 00:00 a.m. to 01:00 a.m. technical work will be carried out.
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KICB has launched a major promotion: «KICB's 25th anniversary – any SWIFT transfer for €25!»
To celebrate its 25th anniversary, KICB has launched a major promotion for all SWIFT users! All individuals, legal entities, and sole proprietors can send transfers to countries in the European Union, the People’s Republic of China, the UAE, the UK, Switzerland, Liechtenstein, Turkey, and other countries via Citibank for a fixed fee of 25 euros.
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Kyrgyz Investment and Credit Bank (KICB) Joins the SME Finance Forum
The Kyrgyz Investment and Credit Bank (KICB) is now a member of the SME Finance Forum, joining its extensive global network on April 2026.

