Conditions
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from KGS 20000
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KGS
from 28*%
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Up to KGS 500 000
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Up to 24 months
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Loan issued for any purpose
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Loan in 2 hours
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Without collateral or guarantee
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Effective interest rate: KGS from31,97%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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*** A loan over 250,000 is considered if:
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1) A repeat customer of CJSC KICB with a positive credit history - less than 10 days of delay on one payment over the past 24 months;
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2) Successfully repaid at least one loan in an amount equal to or higher than the one proposed in the application over the past 3 years in any finance and credit institutions;
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3) Lives in his own home or in the home of relatives with proof of ownership or a certificate from a government agency.

Loan Application
Other products
News
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Non-working day in Russian Federation
Please take into account that May 11, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – May 12, 2026. -
KICB Opens Accounts in Euros and British Pounds Sterling with Citibank N.A.
KICB clients now have the opportunity to make transfers in euros and British pounds sterling not only to countries of the European Union and the United Kingdom, but worldwide.
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Regarding the operation of KICB branches during the May holidays in 2026
Due to the upcoming holidays in May 2026, all KICB branches and service points will be closed from May 1 to May 9, 2026, except for the following locations, which will operate as usual:

