Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 19*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%

Loan Application
Other products
News
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Non-working day in Russian Federation
Please take into account that May 11, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – May 12, 2026. -
KICB Opens Accounts in Euros and British Pounds Sterling with Citibank N.A.
KICB clients now have the opportunity to make transfers in euros and British pounds sterling not only to countries of the European Union and the United Kingdom, but worldwide.
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Regarding the operation of KICB branches during the May holidays in 2026
Due to the upcoming holidays in May 2026, all KICB branches and service points will be closed from May 1 to May 9, 2026, except for the following locations, which will operate as usual:

