Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 19*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%

Loan Application
Other products
News
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Notification about Mastercard
We hereby inform you that JSC «IPC» is experiencing issues with Mastercard. Mastercard transactions are temporarily unavailable.
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Opening of new Customer Service Point in Talas and Osh regions
Starting from 16th of April, 2026, new KICB customer service points will be opened at the following address:
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Notification about technical work
We hereby inform you that on the night of April 16th, 2026 from 01:00 a.m. to 06:00 a.m. scheduled technical works on the part of JSC «IPC» will be carried out.

