"Personal” consumer loans
A quick way to realize your plans
from KGS 1 mln
KGS from 19*%
Conditions
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from KGS 1 mln
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KGS
from 19*%
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Up to KGS 25 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: KGS from 21,7%
Loan Application
News
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Non-working day in Kazakhstan
Dear customers!
Please, take into account that July 06, 2026 - is non-working day in Kazakhstan.
Value date for payments in KZT – July 07, 2026. -
Non-working day in USA
Dear customers,
Please take into account that July 03, 2026 - is non-working day in USA.
Value date for payments in USD – July 06, 2026. -
Notification about technical work
Dear customers!
Kindly inform you about upcoming scheduled technical works from 10:00 PM to 10:30 PM on June 30th, 2026.
The mobile app, KICB Business app, internet banking (web version) will be temporarily unavailable.