"Personal” consumer loans
A quick way to realize your plans
from KGS 1 mln
KGS from 19*%
Conditions
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from KGS 1 mln
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KGS
from 19*%
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Up to KGS 25 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: KGS from 21,7%
Loan Application
News
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Notification of technical work on the part of JSC «IPC»
Dear customers!
We hereby inform you that on the night of July 29th, 2026 from 00:00 a.m. to 00:40 a.m. technical works on the part of JSC «IPC» will be carried out.
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Regarding the temporary suspension of Zolotaya Korona transfers
Dear customers!
Starting from July 29th, 2026, bank will temporary suspend transfers (sending and receiving) via the Zolotaya Korona system. -
Regarding "Zolotaya Korona" transfers
Dear customers!
Starting from July 27th, 2026, Money transfers system "Zolotaya Korona" (sending and receiving transactions) at the bank branches/sub-branches and in the KICB mobile app will be available only in Russian rubles.