Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 18*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18.5% per annum, on promotion until December 31, 2024
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For loans up to 48 months +0.5% in the fourth year, for loans up to 60 months +1% in the fifth year, on promotion until December 31, 2024
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 16%, KGS from 19,9%

Loan Application
Other products
News
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Visa and KICB sponsored the fashion show “Fashion and Art”
The “Fashion and Art” fashion show took place at the Abdylas Maldybaev Kyrgyz National Academic Opera and Ballet Theatre in Bishkek, organized by the public foundation “Forum Kurak”. The event was supported by the international payment system VISA and KICB as general partners.
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We work without a lunch break!
In order to improve the availability of banking services and enhance service quality, starting from July 1, 2025, the Bank has introduced a new work schedule with no lunch break.
The new schedule applies to the following KICB branches: -
Non-working day in China
Please take into account that July 01, 2025 - is non-working day in China.
Value date for payments in CNY – July 02, 2025.