Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
-
-
Up to KGS 50 000 000 or equivalent in USD/EUR
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 10,6%, KGS from 18,7%, EUR from 8,4%

Loan Application
Other products
News
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Non-working day in United Arab Emirates (UAE)
Dear customers!
Please, take into account that June 15, 2026 - is non-working day in United Arab Emirates (UAE).
Value date for payments in AED – June 16, 2026. -
Non-working day in Russian Federation
Dear customers,
Please take into account that June 12, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – June 15, 2026. -
Payments with KICB ELCARD cards are now available in Uzbekistan!
KICB ELCARD and ELCARD+ cardholders can easily pay for purchases and withdraw cash throughout the entire HUMO National Payment System network in Uzbekistan.

