Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
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Up to KGS 50 000 000 or equivalent in USD/EUR
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 10,6%, KGS from 18,7%, EUR from 8,4%

Loan Application
Other products
News
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Non-working day in China
September 25, 2026, is a non-working day in China -
Change of tariffs on cash and settlement services from October 05th, 2026
Please be informed that new tariffs will come into effect on October 5th, 2026 (for individuals, legal entities, and private entrepreneurs) regarding the extension of the acceptance window for SWIFT payments in Kazakh tenge.
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KICB is launching a premium Mastercard Black Edition card
KICB is expanding its product line and launching the issuance of new premium‑segment bank cards — Mastercard Black Edition.

