Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
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Up to KGS 50 000 000 or equivalent in USD/EUR
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to 36 months
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For working capital
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Surety of an individual/Guarantee of a legal entity, Guarantee from other financial and credit institutions, Movable and immovable property, Cash in bank accounts
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Commission on unused credit line amount: 0-3%
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Effective interest rate: USD from 10,6%, KGS from 18,7%, EUR from 8,4%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Notification of technical work on the part of JSC «IPC»
Dear customers!
We hereby inform you that on the night of July 29th, 2026 from 00:00 a.m. to 00:40 a.m. technical works on the part of JSC «IPC» will be carried out.
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Regarding the temporary suspension of Zolotaya Korona transfers
Dear customers!
Starting from July 29th, 2026, bank will temporary suspend transfers (sending and receiving) via the Zolotaya Korona system. -
Regarding "Zolotaya Korona" transfers
Dear customers!
Starting from July 27th, 2026, Money transfers system "Zolotaya Korona" (sending and receiving transactions) at the bank branches/sub-branches and in the KICB mobile app will be available only in Russian rubles.

