Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
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Up to KGS 50 000 000 or equivalent in USD/EUR
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to 36 months
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For working capital
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Surety of an individual/Guarantee of a legal entity, Guarantee from other financial and credit institutions, Movable and immovable property, Cash in bank accounts
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Commission on unused credit line amount: 0-3%
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Effective interest rate: USD from 10,6%, KGS from 18,7%, EUR from 8,4%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Non-working day in Russian Federation
Dear customers,
Please take into account that June 12, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – June 15, 2026. -
Payments with KICB ELCARD cards are now available in Uzbekistan!
KICB ELCARD and ELCARD+ cardholders can easily pay for purchases and withdraw cash throughout the entire HUMO National Payment System network in Uzbekistan.
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Opening of "Autocentre" sub branch
Dear customers and partners!
We are pleased to inform you about the opening of №046-00-49 «Autocentre» sub branch, which is located at the address: Gorkiy str. 1/2b, Bishkek.

