Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
-
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Up to KGS 50 000 000 or equivalent in USD/EUR
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to 36 months
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For working capital
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Surety of an individual/Guarantee of a legal entity, Guarantee from other financial and credit institutions, Movable and immovable property, Cash in bank accounts
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Commission on unused credit line amount: 0-3%
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Effective interest rate: USD from 10,6%, KGS from 18,7%, EUR from 8,4%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Non-working day in Kazakhstan
Dear customers!
Please, take into account that July 06, 2026 - is non-working day in Kazakhstan.
Value date for payments in KZT – July 07, 2026. -
Non-working day in USA
Dear customers,
Please take into account that July 03, 2026 - is non-working day in USA.
Value date for payments in USD – July 06, 2026. -
Notification about technical work
Dear customers!
Kindly inform you about upcoming scheduled technical works from 10:00 PM to 10:30 PM on June 30th, 2026.
The mobile app, KICB Business app, internet banking (web version) will be temporarily unavailable.

