"Ykcham" loan
Get first KGS 5000 without %
from KGS 500
KGS from 28*%
Conditions
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from KGS 500
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KGS
from 28*%
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For individuals up to KGS 30,000
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For participants in the bank’s payroll projects up to KGS 50,000
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Up to 2 months. No surety required, no guarantor required. Quick review of the application 1-2 hours
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Visit Bank one time, sign the agreement and receive loans online in KICB mobile application within 2 years.
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Effective interest rate: KGS from 31,94%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
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Non-working day in USA
Please take into account that November 27, 2025 - is non-working day in USA.
Value date for payments in USD – November 28, 2025. -
Voluntary ban on taking loans
To enhance security and protect from financial fraud, you can now set a self-ban on taking loans, a mechanism that came into force in Kyrgyzstan on November 1, 2025.
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Maintanance days in “Bereket-Grand” sub branch
“Bereket-Grand” sub branch will not be operating from November 25 to 27 due to sanitary maintenance.