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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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KICB participated in the II annual cross-border trade forum
KICB took part in the II annual cross-border trade forum for sellers and marketplaces, organized by the cross-border e-commerce and logistics association of the Kyrgyz Republic.
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KICB opens accounts for individual entrepreneurs free of charge!
KICB continues to support micro, small, and medium-sized businesses in Kyrgyzstan and launches a special offer for individual entrepreneurs (IEs).
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New privileges for KICB Elcard+ cardholders
The Elcard+ card from KICB is a modern contactless card with privileges and bonuses, designed for convenient everyday payments. Please note the card servicing conditions:

