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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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KICB Publishes Its 2025 Sustainability Report
CJSC "Kyrgyz Investment and Credit Bank" (KICB) presents its 2025 Sustainability Report. In line with its mission, the bank makes a significant contribution to the prosperity of the Kyrgyz Republic with care for customers, the community and the environment.
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Opening of new #046-16-50 Sub-branch «Fashion Mall»
Starting from the 1st of July, 2026, KICB will open a new sub-branch #046-16-50 at the following address: boutique №10-11, 3K, kontur #1130-1139, Leninskoye village, Alamudun district, Chuy region.
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Notification about technical work
Dear customers,
We hereby inform you that on the night of June 19th – June 20th, June 20th – June 21st 2026 from 10:00 p.m. to 05:00 a.m. technical work will be carried out.

