“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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Notification of technical work
We hereby inform you that on the night of October 25th, 2025 starting from 02:00 a.m. till 06:00 a.m. technical works will be carried out. During the above-mentioned period KICB and KICB Business mobile applications, internet banking (I-bank), top up cards and accounts at payment terminals will not be available.
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Non-working day in Kazakhstan
Please take into account that October 27, 2025 - is non-working day in Kazakhstan.
Value date for payments in KZT – October 28, 2025. -
KICB announces the first results of its large-scale campaign “Link to Success”!
KICB has announced the first results of its large-scale campaign “Link to Success!”, where users of the mobile application receive bonuses and cash rewards - including the grand prize of 1 MILLION KGS!