“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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New Year promotion from KICB: bonuses and affordable loans!
Celebrate the New Year with gifts!
Share your referral link from the KICB mobile app, and for every friend, relative, or colleague who downloads the app using your link, you receive 100 KGS. -
Special offer! KICB's New Year's promotion!
To participate the promotion, simply share your referral link in the KICB mobile app with friends, family, and relatives and receive KGS 100 for each person who downloads the app.
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Change of tariffs on cash and settlement services from 18.12.2025
KICB informs you that starting from December 12th, 2025, new Terms&Conditions for banking services for legal entities, individuals and private entrepreneurs will come into force.