“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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Notification of technical works
We hereby inform you that on the night of August 20th, 2025 from 00:00 a.m. to 03:00 a.m. technical works will be carried out. During the above-mentioned period mobile application and ibank web version will be unavailable.
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KICB invites students to participate in Kwang Young Choi scholarship competition
KICB reminds that the application process for the Kwang Young Choi Scholarship is open until August 31, 2025.
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Notice to Visa Infinite Cardholders
We inform you that due to the renewal of partnership relations with a new provider, free baggage wrapping and free access to the VIP lounge are temporarily unavailable at Manas airport.