“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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Non-working days in Europe
Please take into account that April 18-21, 2025 - are non-working days in Europe.
Value date for payments in EUR – April 22, 2025 -
Change of tariffs on cash and settlement services from 01.01.2025
Please, be informed that starting from May 01st, 2025 new Terms & Conditions for Individuals, Legal Entities, private entrepreneurs for outgoing SWIFT (OUR) payments in UAE dirham, currency exchange commissions will come into effect
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KICB Supports Women Entrepreneurs
This year marks the 100th anniversary of the women’s movement in Kyrgyzstan. Throughout the country’s history, women have played a key role in its educational, cultural, and economic development. Today, women are actively engaged in entrepreneurship — creating jobs, introducing innovations, and strengthening the Kyrgyz economy.