- *minus 1% from standard rates for repeat and new clients with a positive credit history
Loans for small and medium businesses:
| Amount KGS | % rate | Collateral |
|---|---|---|
| 1,000,001 - 5,000,000 | KGS 18%, USD 11% | Real estate ≥ 80% + movable property, if the loan term is ≤ 60 months. Real estate ≥ 110%, if the loan term is > 60 months. |
| 5,000,001 - 10,000,000 | KGS 17%, USD 10% | Real estate ≥ 80%, if the loan term is ≤ 36 months. Real estate ≥ 110%, if the loan term is > 36 months. |
| 10,000,001 - 36,000,000 | KGS 16%, USD 9% | Real estate ≥ 80%, if the loan term is ≤ 36 months. Real estate ≥ 110%, if the loan term is > 36 months. |
Grace period: A deferment of the principal payment for up to 12 months (after the birth of the child) and an extension for the deferment period are provided, a deferment of interest payment is not provided.