Loans

for new clients minus 0.5%, for repeat clients minus 1% from standard conditions

Loans for small and medium businesses:

Amount KGS % rate Collateral
700,001 - 3,500,000 21% Real estate ≥ 80% + movable property, if the loan term is ≤ 60 months. Real estate ≥ 110%, if the loan term is > 60 months.
3,500,001 - 7,000,000 20% Real estate ≥ 80%, if the loan term is ≤ 36 months. Real estate ≥ 110%, if the loan term is > 36 months.
7,000,001 - 17,000,000 19% Real estate ≥ 80%, if the loan term is ≤ 36 months. Real estate ≥ 110%, if the loan term is > 36 months.

Grace period up to 6 months after the birth of a child.

Loyalty program for regular customers.