Conditions
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from KGS 200000
or equivalent in USD / EUR
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KGS
from 18*%
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USD
from 12*%
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EUR
from 12*%
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Up to KGS 36,000,000 or equivalent in USD / EUR (the maximum loan amount must not exceed the appraised value of the property being purchased)
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From 12 to 120 months
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Purchase, build or repair house
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Collateral – guarantor’s guarantee and real estate (preferably the property being purchased)
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%, EUR from 10,6%

Loan Application
Other products
News
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New Year promotion from KICB: bonuses and affordable loans!
Celebrate the New Year with gifts!
Share your referral link from the KICB mobile app, and for every friend, relative, or colleague who downloads the app using your link, you receive 100 KGS. -
Special offer! KICB's New Year's promotion!
To participate the promotion, simply share your referral link in the KICB mobile app with friends, family, and relatives and receive KGS 100 for each person who downloads the app.
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Change of tariffs on cash and settlement services from 18.12.2025
KICB informs you that starting from December 12th, 2025, new Terms&Conditions for banking services for legal entities, individuals and private entrepreneurs will come into force.

