Conditions
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from KGS 1 mln
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KGS
from 17*%
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Up to KGS 36 000 000
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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Effective interest rate: KGS from 17,5%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Buy gifts for International Women’s Day – March 8 with discounts!
In celebration of International Women’s Day, KICB has prepared a special offer for KICB cardholders.
From March 1 to March 8, 2026, pay for purchases and services with KICB cards at partner outlets and receive discounts of up to 25% off the purchase amount. -
Attention! Scammers!
Recently, there has been an increase in fraudulent schemes on social media and messaging apps. Scammers are actively using a method known as “Send 100 – Get 200” to exploit people’s desire to earn money quickly.
Typically, a potential victim sees an attractive advertisement on Telegram or Instagram promising quick profits. Scammers present themselves as “experts” in cryptocurrency, betting, or investments, claiming they are testing a new earning scheme and looking for participants to “rotate funds.” -
KICB Green Loan KYRSEFF Helps Implement Energy-Efficient Solutions
KICB offers the Green Loan KYRSEFF - a convenient financial instrument for individuals and entrepreneurs who want to improve the energy efficiency of their homes or businesses while reducing expenses.

