Conditions
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from KGS 1 mln
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KGS
from 17*%
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Up to KGS 36 000 000
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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Effective interest rate: KGS from 17,5%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Non-working day in USA
Please take into account that January 19, 2026- is non-working day in USA.
Value date for payments in USD – January 20, 2026. -
Non-working day in Russian Federation
Please take into account that December 31, 2025 - is non-working day in Russian Federation.
Value date for payments in RUB – January 12, 2026. -
Bank operating hours during the New Year holidays
All KICB Bank branches will operate on December 31, 2025, from 09:00 to 12:00, without a break.
From January 1 to January 9, 2026, the Bank’s branches will be closed due to official public holidays, except for the branches and sub branches listed below.

