Conditions
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from KGS 1 mln
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KGS
from 17*%
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Up to KGS 36 000 000
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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Effective interest rate: KGS from 17,5%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Congratulations on the occasion of Nooruz!
May this bright spring holiday bring warmth, prosperity, and new opportunities to your home.
Wishing you and your loved ones harmony, joy, and continued success! -
KICB suspends issuance of Elkart cards
Starting from April 7, 2026, KICB will suspend the issuance of Elkart bank cards for individuals, including those issued within payroll projects.
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Non-working days in Kazakhstan
Please take into account that March 23, 24, 25, 2026 - are non-working days in Kazakhstan.
Value date for payments in KZT – March 26, 2026.

