Conditions
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from KGS 1 mln
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KGS
from 17*%
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Up to KGS 36 000 000
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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Effective interest rate: KGS from 17,5%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Warning about scammers!
Dear clients, we warn you about the increasing number of scam cases.
Scammers are sending mass messages to citizens, including minors, to mobile devices, pretending to be employees of government agencies (the Ministry of Internal Affairs, the State Tax Service, etc.). -
Non-working day in Germany
Please take into account that October 03, 2025 - is non-working day in Germany.
Value date for payments in EUR – October 06, 2025. -
Win your MILLION from KICB with the "Link to Success!" promotion.
The terms of KICB's "Link to Success!" promotion have become even better and more rewarding! Now, every citizen who downloads or uses the KICB mobile app receives double bonuses and becomes eligible to win the one MILLION soms prize twice as fast!