Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
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Up to KGS 36 000 000 or equivalent in USD/EUR
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 13,7%, KGS from 17,5%, EUR from 9%

Loan Application
Other products
News
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Opening of new Customer Service Points in Issyk-Kul and Osh regions
Starting from 9 March 2026, new KICB customer service points have been opened at the following addresses:
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Congratulations on International Women’s Day - March 8!
We wish you a wonderful spring celebration filled with joy, warmth, and meaningful moments.
May every day bring new opportunities, success, and the support of those who matter most. -
KICB Branch Operating Hours on the Public Holiday - March 8
Please be informed that on the holiday, March 8, the following KICB savings offices located in shopping centers in Bishkek will be open to serve customers:

