Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
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Up to KGS 36 000 000 or equivalent in USD/EUR
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 13,7%, KGS from 17,5%, EUR from 9%

Loan Application
Other products
News
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Win your MILLION from KICB with the "Link to Success!" promotion.
The terms of KICB's "Link to Success!" promotion have become even better and more rewarding! Now, every citizen who downloads or uses the KICB mobile app receives double bonuses and becomes eligible to win the one MILLION soms prize twice as fast!
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Non-working days in China
Please take into account that October 01-08, 2025 - are non-working days in China.
Value date for payments in CNY – October 09, 2025. -
We work without a lunch break!
For your convenience, the branches and sub branches listed below operate without a lunch break