Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
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Up to KGS 36 000 000 or equivalent in USD/EUR
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 13,7%, KGS from 17,5%, EUR from 9%

Loan Application
Other products
News
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Special offer! KICB's New Year's promotion!
To participate the promotion, simply share your referral link in the KICB mobile app with friends, family, and relatives and receive KGS 100 for each person who downloads the app.
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Change of tariffs on cash and settlement services from 18.12.2025
KICB informs you that starting from December 12th, 2025, new Terms&Conditions for banking services for legal entities, individuals and private entrepreneurs will come into force.
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Change in Operating Hours of the "Balykchy" Sub-branch
KICB informs you about changes to the operating hours of Balykchy Sub Branch No. 046-05-46. Starting from December 4th, 2025, till March 31st, 2026 the following operating hours have been established:

