Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 16*%
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USD
from 10*%
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EUR
from 8*%
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Up to KGS 36 000 000 or equivalent in USD/EUR
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 13,7%, KGS from 17,5%, EUR from 9%

Loan Application
Other products
News
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Notification of technical works
We hereby inform you that on the night of August 20th, 2025 from 00:00 a.m. to 03:00 a.m. technical works will be carried out. During the above-mentioned period mobile application and ibank web version will be unavailable.
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KICB invites students to participate in Kwang Young Choi scholarship competition
KICB reminds that the application process for the Kwang Young Choi Scholarship is open until August 31, 2025.
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Notice to Visa Infinite Cardholders
We inform you that due to the renewal of partnership relations with a new provider, free baggage wrapping and free access to the VIP lounge are temporarily unavailable at Manas airport.