Conditions
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from KGS 1 mln
or equivalent in USD / EUR
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KGS
from 17*%
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USD
from 10*%
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EUR
from 8*%
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Up to KGS 36 000 000 or equivalent in USD/EUR
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For working capital – from 3 to 36 months
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For investing in fixed assets - from 3 to 84 months
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For the acquisition of commercial real estate - up to 120 months
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Guarantee of individuals, movable and immovable property
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 13,7%, KGS from 17,5%, EUR from 9%

Loan Application
Other products
News
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Notification about technical work
We would like to inform you of upcoming scheduled technical works from 00:00 AM to 5:00 AM on April 11th, 2026.
Technical works will also continue from 00:00 AM to 5:00 AM on April 12th, 2026. -
KICB: 25 Years of Reliability and a New Stage of Development in Osh
The city of Osh is the second-largest city in Kyrgyzstan and one of the most ancient cities in Central Asia. It plays a key role in the country’s economy, serving as the southern administrative and economic center. Access to financing and high-quality banking services is essential for both the business community and the general population.
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Non-working day in China
Please take into account that April 6, 2026 - is non-working day in China.
Value date for payments in CNY – April 7, 2026.

