Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.

Loan Application
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News
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Visa and KICB sponsored the fashion show “Fashion and Art”
The “Fashion and Art” fashion show took place at the Abdylas Maldybaev Kyrgyz National Academic Opera and Ballet Theatre in Bishkek, organized by the public foundation “Forum Kurak”. The event was supported by the international payment system VISA and KICB as general partners.
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We work without a lunch break!
In order to improve the availability of banking services and enhance service quality, starting from July 1, 2025, the Bank has introduced a new work schedule with no lunch break.
The new schedule applies to the following KICB branches: -
Non-working day in China
Please take into account that July 01, 2025 - is non-working day in China.
Value date for payments in CNY – July 02, 2025.