“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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Non-working day in USA
Please take into account that November 27, 2025 - is non-working day in USA.
Value date for payments in USD – November 28, 2025. -
Voluntary ban on taking loans
To enhance security and protect from financial fraud, you can now set a self-ban on taking loans, a mechanism that came into force in Kyrgyzstan on November 1, 2025.
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Maintanance days in “Bereket-Grand” sub branch
“Bereket-Grand” sub branch will not be operating from November 25 to 27 due to sanitary maintenance.