Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.

Loan Application
Other products
News
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Online loans in the KICB mobile application
KICB informs about introducing changes at the process of issuing online loans. If you apply for online loan in KICB mobile application, loan will be credited in these period of time:
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Interest Rates Reduced for “Business”, “Agro”, and “Personal” Loans
KICB continues its special campaign to reduce interest rates on “Business”, “Agro”, and “Personal” loans. This is a unique opportunity for clients to access financing on more favorable terms, helping to significantly reduce interest expenses and effectively use the saved funds for business development or personal needs.
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Non-working day in China
Please take into account that June 2, 2025 - is non-working day in China.
Value date for payments in CNY – June 3, 2025.