“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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KICB announces the first results of its large-scale campaign “Link to Success”!
KICB has announced the first results of its large-scale campaign “Link to Success!”, where users of the mobile application receive bonuses and cash rewards - including the grand prize of 1 MILLION KGS!
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KICB builds a sustainable future for Kyrgyzstan through investments in education
The Kyrgyz Investment and Credit Bank (KICB) has summed up the results of the second year of the Kwang Yang Choi Scholarship Program. In the 2025–2026 academic year, 20 students from 13 universities across Kyrgyzstan received financial support from the bank totaling over 1.3 million KGS.
Over two years, KICB has supported 36 students from 13 universities, including regional institutions, providing a total of 2.1 million KGS in scholarships. -
KICB participated in the European Bank for Reconstruction and Development conference
The European Bank for Reconstruction and Development (EBRD) held a conference titled “Building better and bigger businesses with the EBRD.” One of the speakers was Elena Bubnova, a member of the Management Board of KICB. She shared the bank’s approach and principles in supporting the development of small and medium-sized enterprises in Kyrgyzstan, as well as joint initiatives with the EBRD