“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
-
from KGS 24000
-
KGS
from 8%
-
-
Up to KGS 4 000 000
-
Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
-
To 180 months
-
Purchase, build or repair house, should not be located in Bishkek and Osh
-
"Kut-konush" - Purchase of housing on the primary market, 180 months
-
"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
-
"Ashar" - For the construction of an individual residential building, 180 months
-
Collateral: Purchased housing
-
Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
-
Non-working day in Russian Federation
Please take into account that December 31, 2025 - is non-working day in Russian Federation.
Value date for payments in RUB – January 12, 2026. -
Bank operating hours during the New Year holidays
All KICB Bank branches will operate on December 31, 2025, from 09:00 to 12:00, without a break.
From January 1 to January 9, 2026, the Bank’s branches will be closed due to official public holidays, except for the branches and sub branches listed below. -
Non-working day in USA
Please take into account that December 25, 2025 - is non-working day in USA.
Value date for payments in USD – December 26, 2025.