Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.

Loan Application
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News
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Win your MILLION from KICB with the "Link to Success!" promotion.
The terms of KICB's "Link to Success!" promotion have become even better and more rewarding! Now, every citizen who downloads or uses the KICB mobile app receives double bonuses and becomes eligible to win the one MILLION soms prize twice as fast!
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Non-working days in China
Please take into account that October 01-08, 2025 - are non-working days in China.
Value date for payments in CNY – October 09, 2025. -
We work without a lunch break!
For your convenience, the branches and sub branches listed below operate without a lunch break