“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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Technical Work Notification
We inform you about the upcoming technical works on night of 06/20/2025 to 06/21/2025, from 06/21/2025 to 06/22/2025 in the period from 00:00 to 07:00 in the morning.
Transactions in the application and banking systems may be unavailable. -
Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of June 19th, 2025 from 03:00 a.m. to 06:00 a.m. technical works on the part of JSC «IPC» will be carried out.
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Notice for customers of sub branch «Bereket-Grand»
In accordance with the resolution of the Bishkek City Hall No. 95-р dated May 30, 2025, sub branch №046-14-03 "Bereket-Grand" at the address 204, Chui Avenue, Bishkek, in order to improve the sanitary condition and beautification of the market areas, the first and third Mondays of each month have been declared sanitary days.