Conditions
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from KGS 200000
or equivalent in USD / EUR
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KGS
from 18*%
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USD
from 12*%
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EUR
from 12*%
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Up to KGS 36,000,000 or equivalent in USD / EUR (the maximum loan amount must not exceed the appraised value of the property being purchased)
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From 12 to 120 months
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Purchase, build or repair house
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Collateral – guarantor’s guarantee and real estate (preferably the property being purchased)
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%, EUR from 10,6%

Loan Application
Other products
News
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KICB Green Loan KYRSEFF Helps Implement Energy-Efficient Solutions
KICB offers the Green Loan KYRSEFF - a convenient financial instrument for individuals and entrepreneurs who want to improve the energy efficiency of their homes or businesses while reducing expenses.
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Non-working day in Russian Federation
Please take into account that February 23, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – February 24, 2026. -
Notification about technical work
We hereby inform you that on the night of February 17th, 2026 from 00:00 a.m. to 01:00 a.m. technical work will be carried out. During the above-mentioned period peripheral devices: ATMs, POS terminals will not be available.

