“Mortgage” loans
Live in your own house
from KGS 200000
or equivalent in USD / EUR
KGS from 18*%
USD from 12*%
EUR from 12*%
Conditions
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from KGS 200000
or equivalent in USD / EUR
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KGS
from 18*%
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USD
from 12*%
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EUR
from 12*%
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Up to KGS 36,000,000 or equivalent in USD / EUR (the maximum loan amount must not exceed the appraised value of the property being purchased)
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From 12 to 120 months
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Purchase, build or repair house
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Collateral – guarantor’s guarantee and real estate (preferably the property being purchased)
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%, EUR from 10,6%
Loan Application
News
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Non-working day in Russian Federation
Please take into account that December 31, 2025 - is non-working day in Russian Federation.
Value date for payments in RUB – January 12, 2026. -
Bank operating hours during the New Year holidays
All KICB Bank branches will operate on December 31, 2025, from 09:00 to 12:00, without a break.
From January 1 to January 9, 2026, the Bank’s branches will be closed due to official public holidays, except for the branches and sub branches listed below. -
Non-working day in USA
Please take into account that December 25, 2025 - is non-working day in USA.
Value date for payments in USD – December 26, 2025.