Conditions
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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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Loan issued for any purpose. Grace period is up to 6 months
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Collateral:1 guarantor, movables, personal properties
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Grace period of up to 6 months for agricultural loans
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Effective interest rate: KGS from 24,09%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Non-working day in China
Please take into account that April 6, 2026 - is non-working day in China.
Value date for payments in CNY – April 7, 2026. -
Non-working days in Germany
Please take into account that April 3 and 6, 2026 - are non-working days in Germany.
Value date for payments in EUR – April 7, 2026. -
PROMOTION! Online Loan — New Opportunities
KICB announces the launch of a promotional campaign for online loans. From April 1 to September 30, 2026, customers can benefit from attractive lending terms directly in the KICB mobile application.

