Conditions
-
from KGS 20000
-
KGS
from 28*%
-
-
Up to KGS 500 000
-
Up to 24 months
-
Loan issued for any purpose
-
Loan in 2 hours
-
Without collateral or guarantee
-
Effective interest rate: KGS from31,97%
-
* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
-
*** A loan over 250,000 is considered if:
-
1) A repeat customer of CJSC KICB with a positive credit history - less than 10 days of delay on one payment over the past 24 months;
-
2) Successfully repaid at least one loan in an amount equal to or higher than the one proposed in the application over the past 3 years in any finance and credit institutions;
-
3) Lives in his own home or in the home of relatives with proof of ownership or a certificate from a government agency.

Loan Application
Other products
News
-
Change of tariffs on cash and settlement services from 01.01.2026
We inform you that starting from January 01, 2026, new Terms&Conditions for banking services for legal entities, individuals and private entrepreneurs will come into force.
-
Operating hours of the bank’s branches during the pre-holiday period
On December 27, 2025, the following Bank branches and Savings Offices in Bishkek will operate on a shortened schedule:
Business hours: 09:00 a.m. – 4:00 p.m. -
Non-working days in Germany
Please take into account that December 24, 25, 26, 2025 - are non-working days in Germany.
Value date for payments in EUR – December 29, 2025.

