Conditions
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from KGS 20000
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KGS
from 28*%
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Up to KGS 500 000
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Up to 24 months
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Loan issued for any purpose
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Loan in 2 hours
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Without collateral or guarantee
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Effective interest rate: KGS from31,97%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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*** A loan over 250,000 is considered if:
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1) A repeat customer of CJSC KICB with a positive credit history - less than 10 days of delay on one payment over the past 24 months;
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2) Successfully repaid at least one loan in an amount equal to or higher than the one proposed in the application over the past 3 years in any finance and credit institutions;
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3) Lives in his own home or in the home of relatives with proof of ownership or a certificate from a government agency.

Loan Application
Other products
News
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Congratulations on the occasion of Nooruz!
May this bright spring holiday bring warmth, prosperity, and new opportunities to your home.
Wishing you and your loved ones harmony, joy, and continued success! -
KICB suspends issuance of Elkart cards
Starting from April 7, 2026, KICB will suspend the issuance of Elkart bank cards for individuals, including those issued within payroll projects.
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Non-working days in Kazakhstan
Please take into account that March 23, 24, 25, 2026 - are non-working days in Kazakhstan.
Value date for payments in KZT – March 26, 2026.

