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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
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News
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Technical maintenance works
We hereby inform you that on the night of June 04, 2025 from 01:00 hrs to 03:00 hrs technical works will be carried out on the side of CJSC "IPC".
During the above-mentioned period ELKART / VISA / UPI / MasterCard payment systems and all peripheral devices will not be available. -
KICB becomes the first bank in Kyrgyzstan to partner with Emirates NBD in the UAE
Expanding its international correspondent network, KICB has opened a dirham-denominated correspondent account with Emirates NBD, the second-largest bank in the United Arab Emirates. This step reflects KICB’s strong commitment to enhancing global partnerships and developing payment infrastructure in the most in-demand currencies.
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Receive Transfers from 190+ Countries via Ria at KICB! We Bring Distances Closer
When time is the most valuable resource a person has, it’s essential to know how to save money and quickly send or receive funds for your loved ones. At the same time, people increasingly seek secure ways to handle money transfers.