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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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KICB has identified the first winner of one million soms!
KICB has announced the results of the first stage of a major promotion marking the bank's 25th anniversary. A ceremony was held to award the winners, where the grand prize of ONE MILLION soms was presented, along with cash certificates worth 10,000 soms each. -
KICB Publishes Its 2025 Sustainability Report
CJSC "Kyrgyz Investment and Credit Bank" (KICB) presents its 2025 Sustainability Report. In line with its mission, the bank makes a significant contribution to the prosperity of the Kyrgyz Republic with care for customers, the community and the environment.
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Opening of new #046-16-50 Sub-branch «Fashion Mall»
Starting from the 1st of July, 2026, KICB will open a new sub-branch #046-16-50 at the following address: boutique №10-11, 3K, kontur #1130-1139, Leninskoye village, Alamudun district, Chuy region.

