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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Notice to Visa Infinite Cardholders
We inform you that due to the renewal of partnership relations with a new provider, free baggage wrapping and free access to the VIP lounge are temporarily unavailable at Manas airport.
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Notification of upcoming maintenance work
We hereby inform you that on the night of August 13th, 2025 from 00:00 a.m. to 03:00 a.m. technical works will be carried out. During the above-mentioned mobile application, internet banking, and all peripheral devices will not be available.
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Change of Address for Savings Office No. 046-2-29 “Kelechek”
KICB informs you that from starting from 2025, August 11th, sub-brunch №046-2-29 "Kelechek" in Osh will continue its work at following address: Osh, Navoi A. St., 13 A.