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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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The KICB promotion for holders of Mastercard Black Edition cards
Holders of KICB’s Mastercard Black Edition cards receive a discount of up to 450 soms on each order. -
KICB’s promotion: “Free transfers to China and more than 80 countries around the world”!
KICB launched the “FREE transfers to China and more than 80 countries worldwide” campaign via the Money Express system of the China Union Pay payment system. -
Regarding the operating hours of sub-branch №046-00-49 “Autocentre”
KICB kindly informs you that on October 1, 2026, the cash desk in the Lexus Center building, located at 1/2b Gorky Street, Bishkek, will be closed.

