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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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Non-working day in China
Please take into account that July 01, 2025 - is non-working day in China.
Value date for payments in CNY – July 02, 2025. -
CJSC “Kyrgyz Investment and Credit Bank” announces the sale of cash-in-transit vehicles through a public auction.
Applications for participation in the auction will be accepted until July 11, 2025, in sealed envelopes at the following address: Erkindik Boulevard 21, General Department.
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SWIFT transfers in US dollars at reduced rates!
KICB is pleased to announce the extension of the promotion for SWIFT transfers in US dollars via Citibank and gives you the opportunity to take advantage of all the benefits of transfers in US dollars and 75 other currencies around the world.