Light loan
from KGS 200000
or equivalent in USD
KGS from 20*%
USD from 12*%
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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD
Loan Application
News
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"New Year’s miracle with a single tap" promotion
KICB, in partnership with the payment system Mastercard, is launching a festive promotion titled "New Year’s miracle with a single tap."
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Non-working day in the USA
Please note that November 11, 2026, is a non-working day in the USA
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Notification about technical work
Dear customers!
We inform you about the upcoming maintenance work scheduled for the night of November 07th, 2026, from 00:00 to 03:00 a.m.