Light loan
from KGS 200000
or equivalent in USD
KGS from 20*%
USD from 12*%
-
from KGS 200000
or equivalent in USD
-
KGS
from 20*%
-
USD
from 12*%
-
-
Up to KGS 500,000 or equivalent in USD
-
For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
-
Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
-
Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
-
Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
-
Interest rates: KGS – 20%, USD – 12%
-
Effective interest rate: from 22.3% in KGS, from 12.9% in USD
Loan Application
News
-
Notification about technical work
Dear customers,
We hereby inform you that on the night of June 19th – June 20th, June 20th – June 21st 2026 from 10:00 p.m. to 05:00 a.m. technical work will be carried out. -
Non-working day in USA, China
Dear customers!
Please, take into account that June 19, 2026 - is non-working day in USA and China.
Value date for payments in USD, CNY – June 22, 2026. -
Opening of new Customer Service Point in Chuy and Jalal-Abad regions
Starting from 15th of June, 2026, new KICB customer service points are opened at the following address:
- 28, Zhibek Zholu st., Kemin city, Chuy region
- №21-1-2-1 А, Lenin st., Shamaldysay city, Jalal-Abad region