Light loan
from KGS 200000
or equivalent in USD
KGS from 20*%
USD from 12*%
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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individuals, sole proprietors, and legal entities with current business loans, consumer loans, and mortgage loans secured by real estate.
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD
Loan Application
News
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Non-business day in the USA
Please note that September 7, 2026, is a non-business day in the USA. The value date for US dollar payments is September 8, 2026.
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KICB Launches Major Loan Campaign for Small and Medium-Sized Enterprises
To mark its 25th anniversary, KICB has launched a campaign to support small and medium-sized enterprises (SMEs) in Kyrgyzstan. The bank offers entrepreneurs loans designed to help them develop and scale their businesses.
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Bank Branch Hours from September 1 to September 3, 2026
Dear customers, we inform you that due to government events, the Sovetskaya branch at 137 Abdrakhmanov Street, Bishkek, will be closed on September 2, 2026. The branch will resume operations on September 3, 2026.