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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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25 Years together with KICB – 5 MILLION Reasons to Win!
In honor of its 25th anniversary, KICB has launched a large-scale promotion for all its clients with a prize pool of 5 MILLION soms.
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Notification about Mastercard
We hereby inform you that JSC «IPC» is experiencing issues with Mastercard. Mastercard transactions are temporarily unavailable.
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Opening of new Customer Service Point in Talas and Osh regions
Starting from 16th of April, 2026, new KICB customer service points will be opened at the following address:

