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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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SWIFT transfers in US dollars at reduced rates!
KICB is pleased to announce the extension of the promotion for SWIFT transfers in US dollars via Citibank and gives you the opportunity to take advantage of all the benefits of transfers in US dollars and 75 other currencies around the world.
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On suspension of the activities of the Osh-Center branch
We inform you about the temporary suspension of activities of Osh-Center branch (BIC 128011) from June 30, 2025, located at the address: 422, Lenin Street, Osh.
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Change of tariffs on cash and settlement services from 09.07.2025
We inform you that Terms&Conditions for SWIFT payments in US dollars and Terms&Conditions for cancellation of clearing payments will be changed.