Light loan
from KGS 200000
or equivalent in USD
KGS from 20*%
USD from 12*%
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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
-
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD
Loan Application
News
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Notification of technical work
We hereby inform you that on the night of October 25th, 2025 starting from 02:00 a.m. till 06:00 a.m. technical works will be carried out. During the above-mentioned period KICB and KICB Business mobile applications, internet banking (I-bank), top up cards and accounts at payment terminals will not be available.
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Non-working day in Kazakhstan
Please take into account that October 27, 2025 - is non-working day in Kazakhstan.
Value date for payments in KZT – October 28, 2025. -
KICB announces the first results of its large-scale campaign “Link to Success”!
KICB has announced the first results of its large-scale campaign “Link to Success!”, where users of the mobile application receive bonuses and cash rewards - including the grand prize of 1 MILLION KGS!