Light loan
from KGS 200000
or equivalent in USD
KGS from 20*%
USD from 12*%
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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD
Loan Application
News
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Opening of new Customer Service Points in Issyk-Kul and Osh regions
Starting from 9 March 2026, new KICB customer service points have been opened at the following addresses:
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Congratulations on International Women’s Day - March 8!
We wish you a wonderful spring celebration filled with joy, warmth, and meaningful moments.
May every day bring new opportunities, success, and the support of those who matter most. -
KICB Branch Operating Hours on the Public Holiday - March 8
Please be informed that on the holiday, March 8, the following KICB savings offices located in shopping centers in Bishkek will be open to serve customers: