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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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Notification about technical work
We hereby inform you that on the night of February 17th, 2026 from 00:00 a.m. to 01:00 a.m. technical work will be carried out. During the above-mentioned period peripheral devices: ATMs, POS terminals will not be available.
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KICB publishes its first Sustainability Report
CJSC “Kyrgyz Investment and Credit Bank” has prepared and published its first Sustainability Report.
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Notification about technical work
We hereby inform you that on the night of February 14th, 2026 from 00:00 a.m. to 01:00 a.m. technical work will be carried out. During the above-mentioned period peripheral devices: ATMs, POS terminals will not be available.

