"Overdraft" loan
Money without interest before salary
from KGS 3000
KGS from 28*%
Conditions
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from KGS 3000
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KGS
from 28*%
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Up to 200,000 KGS, maximum amount ≤ 70% of salary
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From 3 to 84 months
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For any purpose. Minimum package of documents. Fast review 1-2 days
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No collateral required
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Effective interest rate: KGS from 31,53%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
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Regarding the operation of KICB branches during the May holidays in 2026
Due to the upcoming holidays in May 2026, all KICB branches and service points will be closed from May 1 to May 9, 2026, except for the following locations, which will operate as usual:
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KICB Sponsored the Tourism Revenue Hackathon
The Tourism Revenue Hackathon became a platform for ideas and solutions aimed at developing the tourism industry and increasing its profitability. Participants worked on projects focused on improving services, enhancing convenience for tourists, and introducing digital technologies.
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KICB Joins IFC Global Trade Finance Program
Bishkek, Kyrgyz Republic, April 23, 2026— Kyrgyz Investment and Credit Bank (KICB) has joined the IFC Global Trade Finance Program (GTFP) as an issuing bank.