"Overdraft" loan
Money without interest before salary
from KGS 3000
KGS from 28*%
Conditions
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from KGS 3000
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KGS
from 28*%
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Up to 200,000 KGS, maximum amount ≤ 70% of salary
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From 3 to 84 months
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For any purpose. Minimum package of documents. Fast review 1-2 days
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No collateral required
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Effective interest rate: KGS from 31,53%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
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Visa Infinite жана Visa Signature карталары үчүн «Манас» VIP-залына кирүү кызматынын жаңы шарттары
2026-жылдын 19-январынан тартып Visa Infinite жана Visa Signature карталары менен «Манас» Эл аралык аэропортунун VIP-залына кирүү үчүн карта боюнча минималдуу айланымдын аткарылышы талап кылынат:
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Promotion! SWIFT transfers have become even more accessible at KICB
KICB announces a reduction of commissions on SWIFT transfers in US dollars via Citibank (USA) - one of the largest and most reliable international correspondent banks. Transfer US dollars to any part of the world at reduced tariffs
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Non-working day in USA
Please take into account that January 19, 2026- is non-working day in USA.
Value date for payments in USD – January 20, 2026.