"Overdraft" loan
Money without interest before salary
from KGS 3000
KGS from 28*%
Conditions
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from KGS 3000
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KGS
from 28*%
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Up to 200,000 KGS, maximum amount ≤ 70% of salary
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From 3 to 84 months
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For any purpose. Minimum package of documents. Fast review 1-2 days
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No collateral required
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Effective interest rate: KGS from 31,53%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
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ELSOM Announces Merger with KICB Mobile App
The electronic wallet “ELSOM” is undergoing a platform modernization process, aiming to provide its clients with access to advanced online financial services.
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Promotion for KICB Visa and MasterCard holders
The promotion for cardholders offering free cash withdrawals at any ATM in Kyrgyzstan with KICB Visa and Mastercard has been extended just for you until May 31, 2025.
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KICB Kwang Young Choi Scholarship Awarded
In September 2024, KICB established scholarship named after Kwang Young Choi, CEO Founder of KICB, for 2nd-4th year students of higher educational institutions in Kyrgyzstan in order to support young people aged 16 to 24 years, aimed at covering the cost of education.