"Overdraft" loan
Money without interest before salary
from KGS 3000
KGS from 28*%
Conditions
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from KGS 3000
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KGS
from 28*%
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Up to 200,000 KGS, maximum amount ≤ 70% of salary
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From 3 to 84 months
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For any purpose. Minimum package of documents. Fast review 1-2 days
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No collateral required
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Effective interest rate: KGS from 31,53%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
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“Sovetskaya” branch is temporarily closed
Dear customers of the Sovetskaya branch, the branch is temporarily closed from July 9th, 2025. Please, contact Operation Department at the following address: 21, Erkindik Blvd., Bishkek. Bank will additionally inform you when the branch will work.
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Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of July 11th, 2025 from 01:00 a.m. to 04:00 a.m. technical works on the part of JSC «IPC» will be carried out. During the above-mentioned period ELCARD / VISA / UPI / MasterCard cards, QR payments and all peripheral devices will not be available.
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Non-working day in Kazakhstan
Please take into account that July 07, 2025 - are non-working day in Kazakhstan.
Value date for payments in KZT – July 08, 2025.