-
from KGS 20000
-
KGS
from 22*%
-
-
Up to KGS 1 000 000
-
Up to 60 months
-
For consumer or business purposes
-
Without collateral or with collateral. There are no hidden fees
-
• If the current rate is 30%, then 25% is offered (~minus 5%) even if there is no collateral or guarantor. If there is real estate, then it will be 24% up to 700,000 soms, 22% up to 1,000,000 soms.
-
• If the current rate is 33%, then 28% is offered (~minus 5%). If there is a guarantor - 27%. If there is a pledge of movable property - 26%. If there is real estate - then it will be 24% up to 700,000 soms, 22% up to 1,000,000 soms.
-
• If the current rate is 38%, then 28% is offered (~minus 10%). If there is a guarantor - 27%. If there is a pledge of movable property - 26%. If there is real estate - then it will be 24% up to 700,000 soms, 22% up to 1,000,000 soms.
-
• Loans with an interest rate below 30% are not eligible for the refinancing program, but can be considered individually.”
-
There must be a loan in another micro-credit organization without current overdue payments The interest rate is offered lower by at least 5% and can reach 10% Promotion period: 6 months from 01.07.2025 to 31.12.2025
-
Effective interest rate: KGS from 24%
-
* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
-
South Bishkek branch will change it’s address
We inform you that starting from September 15th, 2025, South Bishkek branch will continue its work in the normal mode at the address: 33, 10 microdistrict, Bishkek.
-
Green Loan KYRSEFF
KICB pays a great attention to support of the development of the green economy. Therefore, it expands the possibilities for financing green projects. Meet a new Green Loan KYRSEFF for individuals and self-employed entrepreneurs.
-
KICB announces the start of the million som promotion!
KICB announces the launch of the “Link to Success!” campaign, and every Kyrgyz citizen who downloads or uses the KICB mobile application becomes a contender for a prize of one million som!