Conditions
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from KGS 20000
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KGS
from 28*%
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Up to KGS 500 000
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Up to 24 months
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Loan issued for any purpose
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Loan in 2 hours
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Without collateral or guarantee
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Effective interest rate: KGS from31,97%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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*** A loan over 250,000 is considered if:
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1) A repeat customer of CJSC KICB with a positive credit history - less than 10 days of delay on one payment over the past 24 months;
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2) Successfully repaid at least one loan in an amount equal to or higher than the one proposed in the application over the past 3 years in any finance and credit institutions;
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3) Lives in his own home or in the home of relatives with proof of ownership or a certificate from a government agency.

Loan Application
Other products
News
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About Astrasend international money transfer system
KICB informs you that the Astrasend international money transfer system will be temporarily unavailable from December 1st, 2025.
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The Red Crescent Society of Kyrgyzstan and KICB renovated a boarding school in Karakol
KICB, in partnership with the National Red Crescent Society of the Kyrgyz Republic, has implemented an important social project - a major renovation of the shower rooms and sanitary block at the T. Satylganov Boarding School in Karakol.
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Non-working day in USA
Please take into account that November 27, 2025 - is non-working day in USA.
Value date for payments in USD – November 28, 2025.

