Conditions
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from KGS 20000
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KGS
from 28*%
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Up to KGS 500 000
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Up to 24 months
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Loan issued for any purpose
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Loan in 2 hours
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Without collateral or guarantee
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Effective interest rate: KGS from31,97%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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*** A loan over 250,000 is considered if:
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1) A repeat customer of CJSC KICB with a positive credit history - less than 10 days of delay on one payment over the past 24 months;
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2) Successfully repaid at least one loan in an amount equal to or higher than the one proposed in the application over the past 3 years in any finance and credit institutions;
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3) Lives in his own home or in the home of relatives with proof of ownership or a certificate from a government agency.

Loan Application
Other products
News
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KICB has received the Best First Mover award under the EBRD’s Women in Business programme
This award is granted in recognition of an institution’s readiness to be among the first to introduce initiatives, develop financial solutions, and promote women’s entrepreneurship, setting benchmarks for other market participants.
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Non-working day in Kazakhstan
Please take into account that December 16, 2025 - is non-working day in Kazakhstan.
Value date for payments in KZT – December 17, 2025. -
New Year promotion from KICB: bonuses and affordable loans!
Celebrate the New Year with gifts!
Share your referral link from the KICB mobile app, and for every friend, relative, or colleague who downloads the app using your link, you receive 100 KGS.

