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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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New Year promotion from KICB: bonuses and affordable loans!
Celebrate the New Year with gifts!
Share your referral link from the KICB mobile app, and for every friend, relative, or colleague who downloads the app using your link, you receive 100 KGS. -
Special offer! KICB's New Year's promotion!
To participate the promotion, simply share your referral link in the KICB mobile app with friends, family, and relatives and receive KGS 100 for each person who downloads the app.
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Change of tariffs on cash and settlement services from 18.12.2025
KICB informs you that starting from December 12th, 2025, new Terms&Conditions for banking services for legal entities, individuals and private entrepreneurs will come into force.

