-
from KGS 20000
-
KGS
from 22*%
-
-
Up to KGS 1 000 000
-
Up to 60 months
-
For consumer or business purposes
-
Movable and immovable property. There are no hidden fees
-
Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
-
Within the limit, you can take up to 3 tranches
-
Simplified procedure for issuing a tranche without documents
-
The interest rate does not change
-
No need to pay interest on unused limit
-
• You always know your capabilities: we immediately tell you how much maximum money you can take.
-
• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
-
• More money without further ado: as soon as you return a part of money, you can take out new ones again.
-
• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
-
• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
-
• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
-
Effective interest rate: KGS from 25,28%
-
* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
-
Closure of Sub Branch No. 046-01-32 “TSUM Aichurek”
We would like to inform you that as of June 27, 2025, Sub Branch No. 046-01-32 “TSUM Aichurek” located at 155 Chui Avenue, Bishkek, will cease operations.
-
Change of Address for Savings Office No. 046-06-38 “Kara-Kulzha”
We would like to inform you of the change of address of the Karakulzha Savings Branch of CJSC Kyrgyz Investment and Credit Bank.
Starting from May 26, 2025, the branch will be located at the following address:
J. Kalmataev Street 61, village of Karakulzha, Karakulzha district, Osh region. -
Non-working day in USA
Please take into account that May 26, 2025 - is non-working day in USA.
Value date for payments in USD – May 27, 2025.