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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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KICB invests in “Development Centers on Jailoo”
In 2025, KICB continues to implement its key corporate social responsibility priorities by supporting initiatives that help unlock the potential of the younger generation.
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KICB Supports Children’s Day Initiatives in Talas and Naryn
Ahead of International Children’s Day, KICB extended its support to organizations in the Talas and Naryn regions that implement projects in the interests of children and families.
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Notification for clients
KICB informs you that starting from July 1st, 2025 payments in EURO via UniCredit S.p.A., Italy No. 995/104711189 (SWIFT: UNCRITMM) will no longer be processed.
Kindly ask you to use following correspondent bank details for SWIFT payments in euro: