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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Change of tariffs on cash and settlement services from March 27th, 2026
KICB informs that starting from March 27th, 2026, new Terms & Conditions (for Individuals, Legal Entities, private entrepreneurs) for outgoing SWIFT payments in US dollars will come into effect.
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Opening of new Customer Service Points in Issyk-Kul and Osh regions
Starting from 9 March 2026, new KICB customer service points have been opened at the following addresses:
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Congratulations on International Women’s Day - March 8!
We wish you a wonderful spring celebration filled with joy, warmth, and meaningful moments.
May every day bring new opportunities, success, and the support of those who matter most.

