-
from KGS 20000
-
KGS
from 22*%
-
-
Up to KGS 1 000 000
-
Up to 60 months
-
For consumer or business purposes
-
Movable and immovable property. There are no hidden fees
-
Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
-
Within the limit, you can take up to 3 tranches
-
Simplified procedure for issuing a tranche without documents
-
The interest rate does not change
-
No need to pay interest on unused limit
-
• You always know your capabilities: we immediately tell you how much maximum money you can take.
-
• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
-
• More money without further ado: as soon as you return a part of money, you can take out new ones again.
-
• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
-
• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
-
• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
-
Effective interest rate: KGS from 25,28%
-
* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
-
Win your trip to Turkey with KICB!
Take part in KICB’s campaign «Easy Transfers - Bright Vacation» and get a chance to enjoy a trip to Turkey for two.
-
Non-working day in USA
Please take into account that October 13, 2025 - is non-working day in USA.
Value date for payments in USD – October 14, 2025. -
Privileges for Visa Infinite and Visa Signature cardholders are now available again at Manas International Airport!
Starting from October 13, 2025, premium Visa Infinite and Visa Signature cardholders can once again enjoy exclusive privileges at Manas International Airport!