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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Movable and immovable property. There are no hidden fees
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Within the limit, you can take up to 3 tranches
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Simplified procedure for issuing a tranche without documents
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The interest rate does not change
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No need to pay interest on unused limit
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• You always know your capabilities: we immediately tell you how much maximum money you can take.
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• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
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• More money without further ado: as soon as you return a part of money, you can take out new ones again.
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• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
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• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
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• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
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Effective interest rate: KGS from 25,28%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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KICB Became a Partner of the International Central Asia Startup Cup (CASC) Forum
The international CASC Forum 2025 was held in Bishkek, organized by Accelerate Prosperity — a global initiative of the Aga Khan Development Network (AKDN) in Central and South Asia, aimed at promoting small and growing businesses. The Central Asia Startup Cup (CASC) is the first international forum in Kyrgyzstan dedicated to the startup ecosystem of Central Asia.
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Regarding the operation of KICB branches during the May holidays in 2025
Due to the upcoming holidays in May 2025, all KICB branches and service points will be closed from May 1 to May 9, 2025, except for the following locations, which will operate as usual:
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KICB Supports Women’s Participation in the Digital Economy
The Kyrgyz Investment and Credit Bank (KICB) was a partner of the forum “Digital Skills for All. New Faces”, which took place on April 20 in Bishkek. The event was organized by the Public Charity Fund “Kyrgyz Technowomen” with the support of the Ministry of Digital Development and Innovative Technologies of the Kyrgyz Republic and was timed to coincide with the International Day of “Girls in ICT”, established by the International Telecommunication Union (ITU).