-
from KGS 20000
-
KGS
from 22*%
-
-
Up to KGS 1 000 000
-
Up to 60 months
-
For consumer or business purposes
-
Movable and immovable property. There are no hidden fees
-
Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
-
Within the limit, you can take up to 3 tranches
-
Simplified procedure for issuing a tranche without documents
-
The interest rate does not change
-
No need to pay interest on unused limit
-
• You always know your capabilities: we immediately tell you how much maximum money you can take.
-
• For any purpose: no need to explain every time why you need money. Whether you want it for a new phone or for a trip, just take it and spend!
-
• More money without further ado: as soon as you return a part of money, you can take out new ones again.
-
• Only for what you use: pay interest only for the money you borrow, not on the entire limit.
-
• Everything is under control: the interest rate does not change. Even if everything becomes more expensive, your conditions remain the same.
-
• Fast and without paperwork: less paperwork, faster action. If you need money urgently, we will do everything very quickly!”
-
Effective interest rate: KGS from 25,28%
-
* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
-
KICB Green Loan KYRSEFF Helps Implement Energy-Efficient Solutions
KICB offers the Green Loan KYRSEFF - a convenient financial instrument for individuals and entrepreneurs who want to improve the energy efficiency of their homes or businesses while reducing expenses.
-
Non-working day in Russian Federation
Please take into account that February 23, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – February 24, 2026. -
Notification about technical work
We hereby inform you that on the night of February 17th, 2026 from 00:00 a.m. to 01:00 a.m. technical work will be carried out. During the above-mentioned period peripheral devices: ATMs, POS terminals will not be available.

