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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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Visa and KICB sponsored the fashion show “Fashion and Art”
The “Fashion and Art” fashion show took place at the Abdylas Maldybaev Kyrgyz National Academic Opera and Ballet Theatre in Bishkek, organized by the public foundation “Forum Kurak”. The event was supported by the international payment system VISA and KICB as general partners.
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We work without a lunch break!
In order to improve the availability of banking services and enhance service quality, starting from July 1, 2025, the Bank has introduced a new work schedule with no lunch break.
The new schedule applies to the following KICB branches: -
Non-working day in China
Please take into account that July 01, 2025 - is non-working day in China.
Value date for payments in CNY – July 02, 2025.