Light loan
from KGS 200000
or equivalent in USD
KGS from 20*%
USD from 12*%
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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD
Loan Application
News
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About Astrasend international money transfer system
KICB informs you that the Astrasend international money transfer system will be temporarily unavailable from December 1st, 2025.
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The Red Crescent Society of Kyrgyzstan and KICB renovated a boarding school in Karakol
KICB, in partnership with the National Red Crescent Society of the Kyrgyz Republic, has implemented an important social project - a major renovation of the shower rooms and sanitary block at the T. Satylganov Boarding School in Karakol.
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Non-working day in USA
Please take into account that November 27, 2025 - is non-working day in USA.
Value date for payments in USD – November 28, 2025.