-
from KGS 200000
or equivalent in USD
-
KGS
from 20*%
-
USD
from 12*%
-
-
Up to KGS 500,000 or equivalent in USD
-
For individual entrepreneurs, legal entities with a current business loan secured by real estate
-
Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
-
Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
-
Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
-
Interest rates: KGS – 20%, USD – 12%
-
Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
-
Notification of technical works
Dear customers,
We hereby inform you that on the night of July 26th, 2025 from 00:00 a.m. to 03:00 a.m. technical works will be carried out. During the above-mentioned mobile application, internet banking, and all peripheral devices will not be available.
Please, take this information into consideration and plan your operations.
-
Attention! Notification to clients about the replacement of the KICB Business internet banking web address
Dear clients, from August 01st , 2025, the current web address https://bank.kicb.net will stop working.
-
Notice for customers of sub branch «Bereket-Grand»
Due to the declared sanitary day on July 21st , 2025, subbranch №046-14-03 "Bereket-Grand" is not working.