Light loan
from KGS 200000
or equivalent in USD
KGS from 20*%
USD from 12*%
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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD
Loan Application
News
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KICB builds a sustainable future for Kyrgyzstan through investments in education
The Kyrgyz Investment and Credit Bank (KICB) has summed up the results of the second year of the Kwang Yang Choi Scholarship Program. In the 2025–2026 academic year, 20 students from 13 universities across Kyrgyzstan received financial support from the bank totaling over 1.3 million KGS.
Over two years, KICB has supported 36 students from 13 universities, including regional institutions, providing a total of 2.1 million KGS in scholarships. -
KICB participated in the European Bank for Reconstruction and Development conference
The European Bank for Reconstruction and Development (EBRD) held a conference titled “Building better and bigger businesses with the EBRD.” One of the speakers was Elena Bubnova, a member of the Management Board of KICB. She shared the bank’s approach and principles in supporting the development of small and medium-sized enterprises in Kyrgyzstan, as well as joint initiatives with the EBRD
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Results of the II Interim Stage of the «Easy Transfers – Bright Vacation» Campaign
We are pleased to announce that the second interim stage of the «Easy Transfers – Bright Vacation» campaign has been successfully completed. Participants from all regions of Kyrgyzstan actively took part. Winners were determined by the highest number of transfers made.