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from KGS 200000
or equivalent in USD
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KGS
from 20*%
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USD
from 12*%
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Up to KGS 500,000 or equivalent in USD
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For individual entrepreneurs, legal entities with a current business loan secured by real estate
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Loan repayment term: no later than the maturity date of the main loan secured by real estate, but not exceeding 36 months
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Purpose: to replenish working capital and for investments, including refinancing of business loans in other banks
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Collateral: movable property, including inventory (goods and materials), and spousal guarantee. If there is no spouse – a guarantee from a third party with confirmed income
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Interest rates: KGS – 20%, USD – 12%
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Effective interest rate: from 22.3% in KGS, from 12.9% in USD

Loan Application
Other products
News
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KICB has received several awards from the international payment system VISA
KICB has received several awards from the international payment system VISA, confirming the high quality of its products and communications:
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Activity that brings a million: results of the “Link to Success” campaign
KICB is pleased to announce the successful completion of the large-scale “Link to Success” campaign and to present its results. The initiative brought together numerous clients and became a vivid demonstration of strong engagement and trust in the Bank’s digital products.
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KICB has received the Best First Mover award under the EBRD’s Women in Business programme
This award is granted in recognition of an institution’s readiness to be among the first to introduce initiatives, develop financial solutions, and promote women’s entrepreneurship, setting benchmarks for other market participants.

