"Overdraft" loan
Money without interest before salary
from KGS 3000
KGS from 28*%
Conditions
-
from KGS 3000
-
KGS
from 28*%
-
-
Up to 200,000 KGS, maximum amount ≤ 70% of salary
-
From 3 to 84 months
-
For any purpose. Minimum package of documents. Fast review 1-2 days
-
No collateral required
-
Effective interest rate: KGS from 31,53%
-
* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
-
KICB Green Loan KYRSEFF Helps Implement Energy-Efficient Solutions
KICB offers the Green Loan KYRSEFF - a convenient financial instrument for individuals and entrepreneurs who want to improve the energy efficiency of their homes or businesses while reducing expenses.
-
Non-working day in Russian Federation
Please take into account that February 23, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – February 24, 2026. -
Notification about technical work
We hereby inform you that on the night of February 17th, 2026 from 00:00 a.m. to 01:00 a.m. technical work will be carried out. During the above-mentioned period peripheral devices: ATMs, POS terminals will not be available.