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from KGS 20000
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KGS
from 25*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Without collateral or with collateral. There are no hidden fees
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• If you have a loan with another bank or microcredit organization with a rate of 30% or higher, then we will refinance it with a rate 5% lower according to a simplified scheme. For example: if your rate is 30%, we will offer 25%. If it’s 37%, then 30%, that is, minus 7%
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• If you have a loan with an interest rate from 30% to 35%, then KICB loan will be at a rate of minus 5%
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• If you have a loan with an interest rate above 35%, then the KICB loan will be at a rate of 30%
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• Loans with an interest rate below 30% are not eligible for the refinancing program, but can be considered individually.”
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Effective interest rate: KGS from 27,76%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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KICB Became a Partner of the International Central Asia Startup Cup (CASC) Forum
The international CASC Forum 2025 was held in Bishkek, organized by Accelerate Prosperity — a global initiative of the Aga Khan Development Network (AKDN) in Central and South Asia, aimed at promoting small and growing businesses. The Central Asia Startup Cup (CASC) is the first international forum in Kyrgyzstan dedicated to the startup ecosystem of Central Asia.
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Regarding the operation of KICB branches during the May holidays in 2025
Due to the upcoming holidays in May 2025, all KICB branches and service points will be closed from May 1 to May 9, 2025, except for the following locations, which will operate as usual:
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KICB Supports Women’s Participation in the Digital Economy
The Kyrgyz Investment and Credit Bank (KICB) was a partner of the forum “Digital Skills for All. New Faces”, which took place on April 20 in Bishkek. The event was organized by the Public Charity Fund “Kyrgyz Technowomen” with the support of the Ministry of Digital Development and Innovative Technologies of the Kyrgyz Republic and was timed to coincide with the International Day of “Girls in ICT”, established by the International Telecommunication Union (ITU).