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from KGS 20000
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KGS
from 25*%
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Up to KGS 1 000 000
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Up to 60 months
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For consumer or business purposes
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Without collateral or with collateral. There are no hidden fees
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• If you have a loan with another bank or microcredit organization with a rate of 30% or higher, then we will refinance it with a rate 5% lower according to a simplified scheme. For example: if your rate is 30%, we will offer 25%. If it’s 37%, then 30%, that is, minus 7%
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• If you have a loan with an interest rate from 30% to 35%, then KICB loan will be at a rate of minus 5%
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• If you have a loan with an interest rate above 35%, then the KICB loan will be at a rate of 30%
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• Loans with an interest rate below 30% are not eligible for the refinancing program, but can be considered individually.”
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Effective interest rate: KGS from 27,76%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

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News
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Non-working day in Kazakhstan
Please take into account that July 07, 2025 - are non-working day in Kazakhstan.
Value date for payments in KZT – July 08, 2025. -
Contribution to SDG 4: KICB and the Red Crescent Improve Conditions for 420 Schoolchildren in Osh Region
KICB continues its systemic support of the education sector, guided by ESG principles and the United Nations Sustainable Development Goals (SDGs). One of the latest initiatives in this direction is a joint project with the National Red Crescent Society of the Kyrgyz Republic — the capital renovation and re-equipment of the cafeteria at the M. Gaparov Boarding School in the village of Gulstan, Nookat District, Osh Region.
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Non-working day in USA
Please take into account that July 04, 2025 - is non-working day in USA.
Value date for payments in USD – July 07, 2025.