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from KGS 20000
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KGS
from 25*%
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Up to KGS 700000
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Up to 60 months
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For consumer or business purposes
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Without collateral or with collateral. There are no hidden fees
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Effective interest rate: KGS from 27,76%
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If you have a loan with another bank or microcredit organization with a rate of 30% or higher, then we will refinance it with a rate 5% lower according to a simplified scheme. For example: if your rate is 30%, we will offer 25%. If it’s 37%, then 30%, that is, minus 7%
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• If you have a loan with an interest rate from 30% to 35%, then KICB loan will be at a rate of minus 5%
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• If you have a loan with an interest rate above 35%, then the KICB loan will be at a rate of 30%
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• Loans with an interest rate below 30% are not eligible for the refinancing program, but can be considered individually.”
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
Other products
News
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ELSOM Announces Merger with KICB Mobile App
The electronic wallet “ELSOM” is undergoing a platform modernization process, aiming to provide its clients with access to advanced online financial services.
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Promotion for KICB Visa and MasterCard holders
The promotion for cardholders offering free cash withdrawals at any ATM in Kyrgyzstan with KICB Visa and Mastercard has been extended just for you until May 31, 2025.
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KICB Kwang Young Choi Scholarship Awarded
In September 2024, KICB established scholarship named after Kwang Young Choi, CEO Founder of KICB, for 2nd-4th year students of higher educational institutions in Kyrgyzstan in order to support young people aged 16 to 24 years, aimed at covering the cost of education.