“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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Privileges for Visa Infinite and Visa Signature cardholders are now available again at Manas International Airport!
Starting from October 13, 2025, premium Visa Infinite and Visa Signature cardholders can once again enjoy exclusive privileges at Manas International Airport!
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Warning about scammers!
Dear clients, we warn you about the increasing number of scam cases.
Scammers are sending mass messages to citizens, including minors, to mobile devices, pretending to be employees of government agencies (the Ministry of Internal Affairs, the State Tax Service, etc.). -
Non-working day in Germany
Please take into account that October 03, 2025 - is non-working day in Germany.
Value date for payments in EUR – October 06, 2025.