Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.

Loan Application
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News
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Non-working days in Russian Federation
Please take into account that November 3-4, 2025 - are non-working days in Russian Federation.
Value date for payments in RUB – November 5, 2025 -
KICB and EBRD sign agreement to finance micro, small and medium enterprises
KICB and the European Bank for Reconstruction and Development have signed an agreement to provide credit resources equivalent to USD 5 million in national currency under the programme to support micro, small and medium-sized enterprises
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KICB supports the establishment of Kyrgyzstan’s first high-tech mountain hospital in Naryn
KICB has contributed USD 500,000 as part of the funding provided by the Aga Khan Development Network (AKDN) to support the establishment of Kyrgyzstan’s first high-tech mountain hospital in Naryn

