Conditions
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from KGS 200000
or equivalent in USD / EUR
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KGS
from 18*%
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USD
from 12*%
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EUR
from 12*%
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Up to KGS 36,000,000 or equivalent in USD / EUR (the maximum loan amount must not exceed the appraised value of the property being purchased)
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From 12 to 120 months
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Purchase, build or repair house
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Collateral – guarantor’s guarantee and real estate (preferably the property being purchased)
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%, EUR from 10,6%

Loan Application
Other products
News
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KICB has received the Best First Mover award under the EBRD’s Women in Business programme
This award is granted in recognition of an institution’s readiness to be among the first to introduce initiatives, develop financial solutions, and promote women’s entrepreneurship, setting benchmarks for other market participants.
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Non-working day in Kazakhstan
Please take into account that December 16, 2025 - is non-working day in Kazakhstan.
Value date for payments in KZT – December 17, 2025. -
New Year promotion from KICB: bonuses and affordable loans!
Celebrate the New Year with gifts!
Share your referral link from the KICB mobile app, and for every friend, relative, or colleague who downloads the app using your link, you receive 100 KGS.

