“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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On suspension of operations of Sovetskaya branch
We inform you about the temporary suspension of operations of Sovetskaya branch (BIC 128017) from July 09th, 2025, located at the address: 137, Abdrakhmanov Street, Bishkek. Kindly ask all customers of the branch to contact Operation Department, at the address: 21st, Erkindik blvd., Bishkek
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Technical Work Notification
We inform you about the upcoming technical works on night of 07/11/2025 to 07/12/2025 in the period from 00:00 to 03:00 in the morning.
Transactions with Visa cards and banking services may not be available. -
Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of July 11th, 2025 from 01:00 a.m. to 04:00 a.m. technical works on the part of JSC «IPC» will be carried out. During the above-mentioned period ELCARD / VISA / UPI / MasterCard cards, QR payments and all peripheral devices will not be available.