Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.

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News
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Closure of Sub Branch No. 046-01-32 “TSUM Aichurek”
We would like to inform you that as of June 27, 2025, Sub Branch No. 046-01-32 “TSUM Aichurek” located at 155 Chui Avenue, Bishkek, will cease operations.
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Change of Address for Savings Office No. 046-06-38 “Kara-Kulzha”
We would like to inform you of the change of address of the Karakulzha Savings Branch of CJSC Kyrgyz Investment and Credit Bank.
Starting from May 26, 2025, the branch will be located at the following address:
J. Kalmataev Street 61, village of Karakulzha, Karakulzha district, Osh region. -
Non-working day in USA
Please take into account that May 26, 2025 - is non-working day in USA.
Value date for payments in USD – May 27, 2025.