Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.

Loan Application
Other products
News
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South Bishkek branch will change it’s address
We inform you that starting from September 15th, 2025, South Bishkek branch will continue its work in the normal mode at the address: 33, 10 microdistrict, Bishkek.
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Green Loan KYRSEFF
KICB pays a great attention to support of the development of the green economy. Therefore, it expands the possibilities for financing green projects. Meet a new Green Loan KYRSEFF for individuals and self-employed entrepreneurs.
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KICB announces the start of the million som promotion!
KICB announces the launch of the “Link to Success!” campaign, and every Kyrgyz citizen who downloads or uses the KICB mobile application becomes a contender for a prize of one million som!