“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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KICB announces the start of the million som promotion!
KICB announces the launch of the “Link to Success!” campaign, and every Kyrgyz citizen who downloads or uses the KICB mobile application becomes a contender for a prize of one million som!
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KICB signed the loan agreement with «Perekrestok» auto center under the co-financing program of the European Bank for Reconstruction and Development
KICB signed the loan agreement with «Perekrestok» auto center under the co-financing program of European Bank for Reconstruction and Development, with the aim of scaling the activities of the official distributor of Toyota Motor Corporation in Kyrgyzstan.
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Non-working day in USA
Please take into account that September 01, 2025 - is non-working day in USA.
Value date for payments in USD – September 02, 2025.