“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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KICB invests in “Development Centers on Jailoo”
In 2025, KICB continues to implement its key corporate social responsibility priorities by supporting initiatives that help unlock the potential of the younger generation.
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KICB Supports Children’s Day Initiatives in Talas and Naryn
Ahead of International Children’s Day, KICB extended its support to organizations in the Talas and Naryn regions that implement projects in the interests of children and families.
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Notification for clients
KICB informs you that starting from July 1st, 2025 payments in EURO via UniCredit S.p.A., Italy No. 995/104711189 (SWIFT: UNCRITMM) will no longer be processed.
Kindly ask you to use following correspondent bank details for SWIFT payments in euro: