“Mortgage by State Mortgage Company” loan
Live in your own house
from KGS 24000
KGS from 8%
Conditions
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from KGS 24000
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KGS
from 8%
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Up to KGS 4 000 000
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Loan in KGS for amount up to Euro 38 700 at NBKR rate on the day of application submission
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To 180 months
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Purchase, build or repair house, should not be located in Bishkek and Osh
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"Kut-konush" - Purchase of housing on the primary market, 180 months
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"Bek-ustun" - Purchase of housing on the secondary market with subsequent reconstruction, 180 months
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"Ashar" - For the construction of an individual residential building, 180 months
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Collateral: Purchased housing
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Effective interest rate: KGS from 8,4%
Credit calculator
*The issuance of loans depends on the availability of resources and is issued anywhere except for the cities of Osh and Bishkek.
Loan Application
News
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Win your trip to Turkey with KICB!
Take part in KICB’s campaign «Easy Transfers - Bright Vacation» and get a chance to enjoy a trip to Turkey for two.
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Non-working day in USA
Please take into account that October 13, 2025 - is non-working day in USA.
Value date for payments in USD – October 14, 2025. -
Privileges for Visa Infinite and Visa Signature cardholders are now available again at Manas International Airport!
Starting from October 13, 2025, premium Visa Infinite and Visa Signature cardholders can once again enjoy exclusive privileges at Manas International Airport!