Conditions
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from KGS 200000
or equivalent in USD / EUR
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KGS
from 18*%
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USD
from 12*%
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EUR
from 12*%
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Up to KGS 36,000,000 or equivalent in USD / EUR (the maximum loan amount must not exceed the appraised value of the property being purchased)
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From 12 to 120 months
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Purchase, build or repair house
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Collateral – guarantor’s guarantee and real estate (preferably the property being purchased)
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%, EUR from 10,6%

Loan Application
Other products
News
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KICB builds a sustainable future for Kyrgyzstan through investments in education
The Kyrgyz Investment and Credit Bank (KICB) has summed up the results of the second year of the Kwang Yang Choi Scholarship Program. In the 2025–2026 academic year, 20 students from 13 universities across Kyrgyzstan received financial support from the bank totaling over 1.3 million KGS.
Over two years, KICB has supported 36 students from 13 universities, including regional institutions, providing a total of 2.1 million KGS in scholarships. -
KICB participated in the European Bank for Reconstruction and Development conference
The European Bank for Reconstruction and Development (EBRD) held a conference titled “Building better and bigger businesses with the EBRD.” One of the speakers was Elena Bubnova, a member of the Management Board of KICB. She shared the bank’s approach and principles in supporting the development of small and medium-sized enterprises in Kyrgyzstan, as well as joint initiatives with the EBRD
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Results of the II Interim Stage of the «Easy Transfers – Bright Vacation» Campaign
We are pleased to announce that the second interim stage of the «Easy Transfers – Bright Vacation» campaign has been successfully completed. Participants from all regions of Kyrgyzstan actively took part. Winners were determined by the highest number of transfers made.