“Mortgage” loans
Live in your own house
from KGS 200000
or equivalent in USD / EUR
KGS from 18*%
USD from 12*%
EUR from 12*%
Conditions
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from KGS 200000
or equivalent in USD / EUR
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KGS
from 18*%
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USD
from 12*%
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EUR
from 12*%
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Up to KGS 36,000,000 or equivalent in USD / EUR (the maximum loan amount must not exceed the appraised value of the property being purchased)
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From 12 to 120 months
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Purchase, build or repair house
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Collateral – guarantor’s guarantee and real estate (preferably the property being purchased)
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%, EUR from 10,6%
Loan Application
News
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Non-working day in USA
Please take into account that November 27, 2025 - is non-working day in USA.
Value date for payments in USD – November 28, 2025. -
Voluntary ban on taking loans
To enhance security and protect from financial fraud, you can now set a self-ban on taking loans, a mechanism that came into force in Kyrgyzstan on November 1, 2025.
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Maintanance days in “Bereket-Grand” sub branch
“Bereket-Grand” sub branch will not be operating from November 25 to 27 due to sanitary maintenance.