“Warm house” consumer loans
Let your home be warm and cozy
from KGS 1 mln
or equivalent in USD
KGS from 17*%
USD from 10*%
Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 17*%
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USD
from 10*%
-
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Up to KGS 10 000 000 or equivalent in USD
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From 3 to 60 months
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To insulate real estate and improve the efficiency of energy use
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Collateral: guarantor’s guarantee and real estate
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 10,6%, KGS from 18,7%
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Possibility of applying the KYRSEFF grant program within the “Warm Home” and “Energy Efficient” programs
Loan Application
News
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KICB suspends issuance of Elkart cards
Starting from April 7, 2026, KICB will suspend the issuance of Elkart bank cards for individuals, including those issued within payroll projects.
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Non-working days in Kazakhstan
Please take into account that March 23, 24, 25, 2026 - are non-working days in Kazakhstan.
Value date for payments in KZT – March 26, 2026. -
Increase in phone fraud cases
Dear customers, we would like to warn you about an increase in telephone fraud. Fraudsters are using the following scam: