Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 19*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%

Loan Application
Other products
News
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Notification of technical work
We hereby inform you that on the night of October 25th, 2025 starting from 02:00 a.m. till 06:00 a.m. technical works will be carried out. During the above-mentioned period KICB and KICB Business mobile applications, internet banking (I-bank), top up cards and accounts at payment terminals will not be available.
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Non-working day in Kazakhstan
Please take into account that October 27, 2025 - is non-working day in Kazakhstan.
Value date for payments in KZT – October 28, 2025. -
KICB announces the first results of its large-scale campaign “Link to Success”!
KICB has announced the first results of its large-scale campaign “Link to Success!”, where users of the mobile application receive bonuses and cash rewards - including the grand prize of 1 MILLION KGS!

