Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 18*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18.5% per annum, on promotion until December 31, 2024
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For loans up to 48 months +0.5% in the fourth year, for loans up to 60 months +1% in the fifth year, on promotion until December 31, 2024
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 16%, KGS from 19,9%

Loan Application
Other products
News
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Happy Nooruz!
Congratulations on the spring holiday of Nooruz!
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Notification of technical work
We inform you about the upcoming technical works on March 21, 22, 23, 2025 on the Bank's side. From 01:00 to 05:00 hours during the specified period, the Bank's services may be unavailable.
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Non-working days in Kazakhstan
Please take into account that March 24-25, 2025 - are non-working days in Kazakhstan.
Value date for payments in KZT – March 26, 2025.