Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 18*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18.5% per annum, on promotion until December 31, 2024
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For loans up to 48 months +0.5% in the fourth year, for loans up to 60 months +1% in the fifth year, on promotion until December 31, 2024
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 16%, KGS from 19,9%

Loan Application
Other products
News
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KICB Became a Partner of the International Central Asia Startup Cup (CASC) Forum
The international CASC Forum 2025 was held in Bishkek, organized by Accelerate Prosperity — a global initiative of the Aga Khan Development Network (AKDN) in Central and South Asia, aimed at promoting small and growing businesses. The Central Asia Startup Cup (CASC) is the first international forum in Kyrgyzstan dedicated to the startup ecosystem of Central Asia.
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Regarding the operation of KICB branches during the May holidays in 2025
Due to the upcoming holidays in May 2025, all KICB branches and service points will be closed from May 1 to May 9, 2025, except for the following locations, which will operate as usual:
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KICB Supports Women’s Participation in the Digital Economy
The Kyrgyz Investment and Credit Bank (KICB) was a partner of the forum “Digital Skills for All. New Faces”, which took place on April 20 in Bishkek. The event was organized by the Public Charity Fund “Kyrgyz Technowomen” with the support of the Ministry of Digital Development and Innovative Technologies of the Kyrgyz Republic and was timed to coincide with the International Day of “Girls in ICT”, established by the International Telecommunication Union (ITU).