Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 19*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%

Loan Application
Other products
News
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Buy gifts for International Women’s Day – March 8 with discounts!
In celebration of International Women’s Day, KICB has prepared a special offer for KICB cardholders.
From March 1 to March 8, 2026, pay for purchases and services with KICB cards at partner outlets and receive discounts of up to 25% off the purchase amount. -
Attention! Scammers!
Recently, there has been an increase in fraudulent schemes on social media and messaging apps. Scammers are actively using a method known as “Send 100 – Get 200” to exploit people’s desire to earn money quickly.
Typically, a potential victim sees an attractive advertisement on Telegram or Instagram promising quick profits. Scammers present themselves as “experts” in cryptocurrency, betting, or investments, claiming they are testing a new earning scheme and looking for participants to “rotate funds.” -
KICB Green Loan KYRSEFF Helps Implement Energy-Efficient Solutions
KICB offers the Green Loan KYRSEFF - a convenient financial instrument for individuals and entrepreneurs who want to improve the energy efficiency of their homes or businesses while reducing expenses.

