Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 19*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%

Loan Application
Other products
News
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Win your trip to Turkey with KICB!
Take part in KICB’s campaign «Easy Transfers - Bright Vacation» and get a chance to enjoy a trip to Turkey for two.
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Non-working day in USA
Please take into account that October 13, 2025 - is non-working day in USA.
Value date for payments in USD – October 14, 2025. -
Privileges for Visa Infinite and Visa Signature cardholders are now available again at Manas International Airport!
Starting from October 13, 2025, premium Visa Infinite and Visa Signature cardholders can once again enjoy exclusive privileges at Manas International Airport!