Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 18*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18.5% per annum, on promotion until December 31, 2024
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For loans up to 48 months +0.5% in the fourth year, for loans up to 60 months +1% in the fifth year, on promotion until December 31, 2024
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 16%, KGS from 19,9%

Loan Application
Other products
News
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Technical Work Notification
We inform you about the upcoming technical works on night of 06/20/2025 to 06/21/2025, from 06/21/2025 to 06/22/2025 in the period from 00:00 to 07:00 in the morning.
Transactions in the application and banking systems may be unavailable. -
Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of June 19th, 2025 from 03:00 a.m. to 06:00 a.m. technical works on the part of JSC «IPC» will be carried out.
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Notice for customers of sub branch «Bereket-Grand»
In accordance with the resolution of the Bishkek City Hall No. 95-р dated May 30, 2025, sub branch №046-14-03 "Bereket-Grand" at the address 204, Chui Avenue, Bishkek, in order to improve the sanitary condition and beautification of the market areas, the first and third Mondays of each month have been declared sanitary days.