"Personal” consumer loans
A quick way to realize your plans
from KGS 1 mln
or equivalent in USD
KGS from 19*%
USD from 12*%
Conditions
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from KGS 1 mln
or equivalent in USD
-
KGS
from 19*%
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USD
from 12*%
-
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%
Loan Application
News
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Non-working day in USA
Please take into account that December 25, 2025 - is non-working day in USA.
Value date for payments in USD – December 26, 2025. -
Change of tariffs on cash and settlement services from 01.01.2026
We inform you that starting from January 01, 2026, new Terms&Conditions for banking services for legal entities, individuals and private entrepreneurs will come into force.
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Operating hours of the bank’s branches during the pre-holiday period
On December 27, 2025, the following Bank branches and Savings Offices in Bishkek will operate on a shortened schedule:
Business hours: 09:00 a.m. – 4:00 p.m.