"Personal” consumer loans
A quick way to realize your plans
from KGS 1 mln
or equivalent in USD
KGS from 19*%
USD from 12*%
Conditions
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from KGS 1 mln
or equivalent in USD
-
KGS
from 19*%
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USD
from 12*%
-
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%
Loan Application
News
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Congratulations on the occasion of Nooruz!
May this bright spring holiday bring warmth, prosperity, and new opportunities to your home.
Wishing you and your loved ones harmony, joy, and continued success! -
KICB suspends issuance of Elkart cards
Starting from April 7, 2026, KICB will suspend the issuance of Elkart bank cards for individuals, including those issued within payroll projects.
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Non-working days in Kazakhstan
Please take into account that March 23, 24, 25, 2026 - are non-working days in Kazakhstan.
Value date for payments in KZT – March 26, 2026.