"Personal” consumer loans
A quick way to realize your plans
from KGS 1 mln
or equivalent in USD
KGS from 19*%
USD from 12*%
Conditions
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from KGS 1 mln
or equivalent in USD
-
KGS
from 19*%
-
USD
from 12*%
-
-
Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 12,9%, KGS from 19,9%
Loan Application
News
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Non-working day in USA
Please take into account that January 19, 2026- is non-working day in USA.
Value date for payments in USD – January 20, 2026. -
Non-working day in Russian Federation
Please take into account that December 31, 2025 - is non-working day in Russian Federation.
Value date for payments in RUB – January 12, 2026. -
Bank operating hours during the New Year holidays
All KICB Bank branches will operate on December 31, 2025, from 09:00 to 12:00, without a break.
From January 1 to January 9, 2026, the Bank’s branches will be closed due to official public holidays, except for the branches and sub branches listed below.