"Personal” consumer loans
A quick way to realize your plans
from KGS 1 mln
KGS from 19*%
Conditions
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from KGS 1 mln
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KGS
from 19*%
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Up to KGS 25 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: KGS from 21,7%
Loan Application
News
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Non-working day in China
September 25, 2026, is a non-working day in China -
Change of tariffs on cash and settlement services from October 05th, 2026
Please be informed that new tariffs will come into effect on October 5th, 2026 (for individuals, legal entities, and private entrepreneurs) regarding the extension of the acceptance window for SWIFT payments in Kazakh tenge.
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KICB is launching a premium Mastercard Black Edition card
KICB is expanding its product line and launching the issuance of new premium‑segment bank cards — Mastercard Black Edition.