Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 18*%
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USD
from 12*%
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Up to KGS 20 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18.5% per annum, on promotion until December 31, 2024
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For loans up to 48 months +0.5% in the fourth year, for loans up to 60 months +1% in the fifth year, on promotion until December 31, 2024
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 16%, KGS from 19,9%

Loan Application
Other products
News
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SWIFT Transfers with KICB — Over 180 Countries in 75 Currencies!
Today, international transfers have become an essential part of both personal and business finances. Whether it’s supporting loved ones, paying for studies abroad, or conducting transactions with international partners — all these scenarios require precise and timely international payments.
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A profitable start with Visa Gold from KICB
The Visa Gold card is ideal for both everyday use and frequent travel, international shopping, and business needs. The Visa Gold card is the perfect choice for those who value convenience, advanced features, and international recognition:
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KICB Mastercard: profitable, convenient and fast!
KICB is pleased to announce that Mastercard Standard and Mastercard Gold payment cards are now even more accessible and rewarding. This offer is an excellent solution for customers looking to obtain an international card with reliable protection, extensive online payment capabilities, and full control through a mobile app.