“Warm house” consumer loans
Let your home be warm and cozy
from KGS 1 mln
or equivalent in USD
KGS from 17*%
USD from 10*%
Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 17*%
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USD
from 10*%
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Up to KGS 15 000 000 or equivalent in USD
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From 3 to 60 months
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For insulation of real estate and improvement of energy efficiency (including water use, installation of heat pumps, separate collection of household waste, disposal and recycling of waste, collection and treatment of household waste and other purposes consistent with the Green Taxonomy of the Kyrgyz Republic)
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Collateral: guarantor’s guarantee and real estate
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 10,6%, KGS from 18,7%
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Possibility of applying the KYRSEFF grant program within the “Warm Home” and “Energy Efficient” programs
Loan Application
News
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Notice for clients of sub branch "Vostochnaya"
Due to Madina shopping center being closed from May 27th to 29th, 2026 in connection with the celebration of Eid al-Adha, Ssub branch №046-1-14 "Vostochnaya" located at Madina shopping center, 223, 7th of April Street, Bishkek city the will also be closed same period.
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Non-working days in United Arab Emirates (UAE)
Please take into account that May 26-29, 2026 - are non-working days in United Arab Emirates (UAE).
Value date for payments in AED – June 1, 2026. -
Non-working day in USA, Europe and China
Please take into account that May 25, 2026 - is non-working day in USA, Europe and China.
Value date for payments in USD, EUR, CNY – May 26, 2026.