Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 17*%
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USD
from 10*%
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Up to KGS 10 000 000 or equivalent in USD
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From 3 to 60 months
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To insulate real estate and improve the efficiency of energy use
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Collateral: Guarantee of guarantor and immovable property
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 18,4%, KGS from 20,5%

Loan Application
Other products
News
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Online loans in the KICB mobile application
KICB informs about introducing changes at the process of issuing online loans. If you apply for online loan in KICB mobile application, loan will be credited in these period of time:
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Interest Rates Reduced for “Business”, “Agro”, and “Personal” Loans
KICB continues its special campaign to reduce interest rates on “Business”, “Agro”, and “Personal” loans. This is a unique opportunity for clients to access financing on more favorable terms, helping to significantly reduce interest expenses and effectively use the saved funds for business development or personal needs.
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Non-working day in China
Please take into account that June 2, 2025 - is non-working day in China.
Value date for payments in CNY – June 3, 2025.