“Warm house” consumer loans
Let your home be warm and cozy
from KGS 1 mln
or equivalent in USD
KGS from 17*%
USD from 10*%
Conditions
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from KGS 1 mln
or equivalent in USD
-
KGS
from 17*%
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USD
from 10*%
-
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Up to KGS 10 000 000 or equivalent in USD
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From 3 to 60 months
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To insulate real estate and improve the efficiency of energy use
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Collateral: guarantor’s guarantee and real estate
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 10,6%, KGS from 18,7%
Loan Application
News
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Change of tariffs on cash and settlement services from 01.01.2026
We inform you that starting from January 01, 2026, new Terms&Conditions for banking services for legal entities, individuals and private entrepreneurs will come into force.
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Operating hours of the bank’s branches during the pre-holiday period
On December 27, 2025, the following Bank branches and Savings Offices in Bishkek will operate on a shortened schedule:
Business hours: 09:00 a.m. – 4:00 p.m. -
Non-working days in Germany
Please take into account that December 24, 25, 26, 2025 - are non-working days in Germany.
Value date for payments in EUR – December 29, 2025.