“Warm house” consumer loans
Let your home be warm and cozy
from KGS 1 mln
or equivalent in USD
KGS from 17*%
USD from 10*%
Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 17*%
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USD
from 10*%
-
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Up to KGS 10 000 000 or equivalent in USD
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From 3 to 60 months
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To insulate real estate and improve the efficiency of energy use
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Collateral: guarantor’s guarantee and real estate
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 10,6%, KGS from 18,7%
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Possibility of applying the KYRSEFF grant program within the “Warm Home” and “Energy Efficient” programs
Loan Application
News
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Change of tariffs on cash and settlement services from March 27th, 2026
KICB informs that starting from March 27th, 2026, new Terms & Conditions (for Individuals, Legal Entities, private entrepreneurs) for outgoing SWIFT payments in US dollars will come into effect.
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Opening of new Customer Service Points in Issyk-Kul and Osh regions
Starting from 9 March 2026, new KICB customer service points have been opened at the following addresses:
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Congratulations on International Women’s Day - March 8!
We wish you a wonderful spring celebration filled with joy, warmth, and meaningful moments.
May every day bring new opportunities, success, and the support of those who matter most.