“Warm house” consumer loans
Let your home be warm and cozy
from KGS 1 mln
or equivalent in USD
KGS from 17*%
USD from 10*%
Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 17*%
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USD
from 10*%
-
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Up to KGS 10 000 000 or equivalent in USD
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From 3 to 60 months
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To insulate real estate and improve the efficiency of energy use
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Collateral: guarantor’s guarantee and real estate
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 10,6%, KGS from 18,7%
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Possibility of applying the KYRSEFF grant program within the “Warm Home” and “Energy Efficient” programs
Loan Application
News
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Congratulations on the occasion of Nooruz!
May this bright spring holiday bring warmth, prosperity, and new opportunities to your home.
Wishing you and your loved ones harmony, joy, and continued success! -
KICB suspends issuance of Elkart cards
Starting from April 7, 2026, KICB will suspend the issuance of Elkart bank cards for individuals, including those issued within payroll projects.
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Non-working days in Kazakhstan
Please take into account that March 23, 24, 25, 2026 - are non-working days in Kazakhstan.
Value date for payments in KZT – March 26, 2026.