Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 17*%
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USD
from 10*%
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Up to KGS 10 000 000 or equivalent in USD
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From 3 to 60 months
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To insulate real estate and improve the efficiency of energy use
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Collateral: Guarantee of guarantor and immovable property
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 18,4%, KGS from 20,5%

Loan Application
Other products
News
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Notification of technical works
Dear customers,
We hereby inform you that on the night of July 26th, 2025 from 00:00 a.m. to 03:00 a.m. technical works will be carried out. During the above-mentioned mobile application, internet banking, and all peripheral devices will not be available.
Please, take this information into consideration and plan your operations.
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Attention! Notification to clients about the replacement of the KICB Business internet banking web address
Dear clients, from August 01st , 2025, the current web address https://bank.kicb.net will stop working.
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Notice for customers of sub branch «Bereket-Grand»
Due to the declared sanitary day on July 21st , 2025, subbranch №046-14-03 "Bereket-Grand" is not working.