“Warm house” consumer loans
Let your home be warm and cozy
from KGS 1 mln
or equivalent in USD
KGS from 17*%
USD from 10*%
Conditions
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from KGS 1 mln
or equivalent in USD
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KGS
from 17*%
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USD
from 10*%
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Up to KGS 10 000 000 or equivalent in USD
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From 3 to 60 months
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To insulate real estate and improve the efficiency of energy use
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Collateral: guarantor’s guarantee and real estate
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: USD from 10,6%, KGS from 18,7%
Loan Application
News
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Attention! Scammers!
Recently, there has been an increase in fraudulent schemes on social media and messaging apps. Scammers are actively using a method known as “Send 100 – Get 200” to exploit people’s desire to earn money quickly.
Typically, a potential victim sees an attractive advertisement on Telegram or Instagram promising quick profits. Scammers present themselves as “experts” in cryptocurrency, betting, or investments, claiming they are testing a new earning scheme and looking for participants to “rotate funds.” -
KICB Green Loan KYRSEFF Helps Implement Energy-Efficient Solutions
KICB offers the Green Loan KYRSEFF - a convenient financial instrument for individuals and entrepreneurs who want to improve the energy efficiency of their homes or businesses while reducing expenses.
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Non-working day in Russian Federation
Please take into account that February 23, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – February 24, 2026.