"Ykcham" loan
Get first KGS 5000 without %
from KGS 500
KGS from 25*%
Conditions
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from KGS 500
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KGS
from 25*%
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For individuals up to KGS 50,000
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For participants in the bank’s payroll projects up to KGS 70,000
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Up to 2 months. No surety required, no guarantor required. Quick review of the application 1-2 hours
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Visit Bank one time, sign the agreement and receive loans online in KICB mobile application within 2 years.
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Effective interest rate: KGS from 28,18%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
Loan Application
News
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Non-working day in USA
Please take into account that December 25, 2025 - is non-working day in USA.
Value date for payments in USD – December 26, 2025. -
Change of tariffs on cash and settlement services from 01.01.2026
We inform you that starting from January 01, 2026, new Terms&Conditions for banking services for legal entities, individuals and private entrepreneurs will come into force.
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Operating hours of the bank’s branches during the pre-holiday period
On December 27, 2025, the following Bank branches and Savings Offices in Bishkek will operate on a shortened schedule:
Business hours: 09:00 a.m. – 4:00 p.m.