Conditions
-
from KGS 20000
-
KGS
from 22*%
-
-
Up to KGS 1 000 000
-
Up to 60 months
-
Loan issued for any purpose. Grace period is up to 6 months
-
Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
-
Collateral:1 guarantor, movables, personal properties
-
Grace period of up to 6 months for agricultural loans
-
Effective interest rate: KGS from 24,09%
-
* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
-
“Sovetskaya” branch is temporarily closed
Dear customers of the Sovetskaya branch, the branch is temporarily closed from July 9th, 2025. Please, contact Operation Department at the following address: 21, Erkindik Blvd., Bishkek. Bank will additionally inform you when the branch will work.
-
Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of July 11th, 2025 from 01:00 a.m. to 04:00 a.m. technical works on the part of JSC «IPC» will be carried out. During the above-mentioned period ELCARD / VISA / UPI / MasterCard cards, QR payments and all peripheral devices will not be available.
-
Non-working day in Kazakhstan
Please take into account that July 07, 2025 - are non-working day in Kazakhstan.
Value date for payments in KZT – July 08, 2025.