Conditions
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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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Loan issued for any purpose. Grace period is up to 6 months
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Collateral:1 guarantor, movables, personal properties
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Grace period of up to 6 months for agricultural loans
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Effective interest rate: KGS from 24,09%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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KICB opens accounts for individual entrepreneurs free of charge!
KICB continues to support micro, small, and medium-sized businesses in Kyrgyzstan and launches a special offer for individual entrepreneurs (IEs).
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New privileges for KICB Elcard+ cardholders
The Elcard+ card from KICB is a modern contactless card with privileges and bonuses, designed for convenient everyday payments. Please note the card servicing conditions:
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Non-working day in Russian Federation
Please take into account that May 11, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – May 12, 2026.

