Conditions
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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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Loan issued for any purpose. Grace period is up to 6 months
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Collateral:1 guarantor, movables, personal properties
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Grace period of up to 6 months for agricultural loans
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Effective interest rate: KGS from 24,09%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Non-working day in USA
Please take into account that November 11, 2025 - is non-working day in USA.
Value date for payments in USD – November 12, 2025. -
Non-working days in Russian Federation
Please take into account that November 3-4, 2025 - are non-working days in Russian Federation.
Value date for payments in RUB – November 5, 2025 -
KICB and EBRD sign agreement to finance micro, small and medium enterprises
KICB and the European Bank for Reconstruction and Development have signed an agreement to provide credit resources equivalent to USD 5 million in national currency under the programme to support micro, small and medium-sized enterprises

