Conditions
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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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Loan issued for any purpose. Grace period is up to 6 months
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Collateral:1 guarantor, movables, personal properties
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Grace period of up to 6 months for agricultural loans
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Effective interest rate: KGS from 24,09%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Change of tariffs on cash and settlement services from March 27th, 2026
KICB informs that starting from March 27th, 2026, new Terms & Conditions (for Individuals, Legal Entities, private entrepreneurs) for outgoing SWIFT payments in US dollars will come into effect.
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Opening of new Customer Service Points in Issyk-Kul and Osh regions
Starting from 9 March 2026, new KICB customer service points have been opened at the following addresses:
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Congratulations on International Women’s Day - March 8!
We wish you a wonderful spring celebration filled with joy, warmth, and meaningful moments.
May every day bring new opportunities, success, and the support of those who matter most.

