Conditions
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from KGS 20000
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KGS
from 22*%
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Up to KGS 1 000 000
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Up to 60 months
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Loan issued for any purpose. Grace period is up to 6 months
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Guarantor: Not required (if there is a property pledge) if there is no pledge 1 guarantor is required
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Collateral:1 guarantor, movables, personal properties
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Grace period of up to 6 months for agricultural loans
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Effective interest rate: KGS from 24,09%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates

Loan Application
Other products
News
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Technical Work Notification
We inform you about the upcoming technical works on night of 07/11/2025 to 07/12/2025 in the period from 00:00 to 03:00 in the morning.
Transactions with Visa cards and banking services may not be available. -
“Sovetskaya” branch is temporarily closed
Dear customers of the Sovetskaya branch, the branch is temporarily closed from July 9th, 2025. Please, contact Operation Department at the following address: 21, Erkindik Blvd., Bishkek. Bank will additionally inform you when the branch will work.
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Notification of technical work on the part of JSC «IPC»
We hereby inform you that on the night of July 11th, 2025 from 01:00 a.m. to 04:00 a.m. technical works on the part of JSC «IPC» will be carried out. During the above-mentioned period ELCARD / VISA / UPI / MasterCard cards, QR payments and all peripheral devices will not be available.