Conditions
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from KGS 20000
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KGS
from 28*%
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Up to KGS 500 000
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Up to 24 months
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Loan issued for any purpose
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Loan in 2 hours
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Without collateral or guarantee
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Effective interest rate: KGS from31,97%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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*** A loan over 250,000 is considered if:
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1) A repeat customer of CJSC KICB with a positive credit history - less than 10 days of delay on one payment over the past 24 months;
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2) Successfully repaid at least one loan in an amount equal to or higher than the one proposed in the application over the past 3 years in any finance and credit institutions;
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3) Lives in his own home or in the home of relatives with proof of ownership or a certificate from a government agency.

Loan Application
Other products
News
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Non-working day in China
September 25, 2026, is a non-working day in China -
Change of tariffs on cash and settlement services from October 05th, 2026
Please be informed that new tariffs will come into effect on October 5th, 2026 (for individuals, legal entities, and private entrepreneurs) regarding the extension of the acceptance window for SWIFT payments in Kazakh tenge.
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KICB is launching a premium Mastercard Black Edition card
KICB is expanding its product line and launching the issuance of new premium‑segment bank cards — Mastercard Black Edition.

